Claims workbench/CLM-2026-000240

Institutional claim · UB-04 · Provider portal

CLM-2026-000240

Valley Community Hospital, Emergency Medicine. Service 2026-05-22 at emergency room (POS 23). Received 2026-07-06.

DeniedOut of network

Billed

$3,195.00

3 lines

Allowed

$1,757.25

if approved

Plan pays

—

Denied

Member owes

—

copay / deductible / 20% coinsurance

Rules engine

Deny

CO27

Decided by

Claims rules engine

2026-10-21 13:43

Member

Resolved through the identity graph

Member: James Wong
Member ID: UHC-53109-44
Date of birth: 1993-06-23
Identity: Verified2 records, confidence 0.99
Claim record: CLMCLM-407767
Relationship: Self, Gilbert, AZ

Coverage and accumulators

Found by member ID

Plan: CORE-HMO HMO group GRP-3837
Coverage period: 2025-03-01 to 2026-04-07
Deductible: $174.01 of $500.0035%
Out-of-pocket maximum: $976.66 of $2,000.0049%
Copays: office $40.00, specialist $75.00, emergency $150.00
Physical therapy visits: 3 of 20 used

Provider

Billing and rendering

Billing provider: Valley Community Hospital
Emergency Medicine · taxonomy 207P00000X
NPI: 3406943738
Network: Out of network
Rendering NPI: 3406943738
Location: Austin, TX · TIN 13-2256808
Authorisation / referral: none / REF488887

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

Line	Code	Description	Mod.	Units	Dx	Billed	Allowed	Member	Plan	Line status
1	99285 rev 0450	Emergency department visit, high severity with threat to life	—	1	1	$1,976.00	$1,086.80	—	—	DeniedCO27
2	99284 rev 0450	Emergency department visit, high severity	—	1	1	$1,014.00	$557.70	—	—	DeniedCO27
3	71046 rev 0320	Chest X-ray, two views	—	1	2	$205.00	$112.75	—	—	DeniedCO27
Totals						$3,195.00	$1,757.25	—	—

Diagnoses (ICD-10-CM)

1. R07.9 Chest pain, unspecifiedprincipal
2. R55 Syncope and collapse

Claim header

Patient account: PA-882463
Frequency code: 1 (original)
Accident: No
DRG: —
Admit / discharge: —
Landed: 2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

Check	Result	Code	Detail
Member identity	Pass		Attached to MBR-029055 (verified, link confidence 0.99).
Eligibility	Fail	CO27	Date of service 2026-05-22 is after coverage terminated on 2026-04-07. Expenses incurred after coverage terminated
Timely filing	Pass		Received 45 days after service (limit 90).
Duplicate check	Pass		No matching prior claim in the duplicate window.
Prior authorisation	Pass		No line requires precertification.
Provider network	Review	NET	Out-of-network emergency visit. Payable at the in-network level if the prudent-layperson standard is met; review the ED record. Out-of-network provider
Medical necessity	Pass		Diagnosis supports the procedures billed.
Bundling (NCCI)	Pass		No bundling conflicts.
Benefit limits	Pass		No limited benefit on this claim.
Completeness	Pass		Required documentation present.
High-dollar review	Pass		Within the auto-adjudication ceiling.

Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

ClinicalProvider: Valley Community Hospital2026-05-22 16:17
Patient seen for chest pain, unspecified.
SystemSystem: Claims system2026-07-06 00:07
AdministrativeExaminer: R. Patel (Claims Examiner II)2026-07-06 16:06
Member services inquiry logged on this claim; member asked about the status of payment.

Attachments

Documents received with the claim

Itemized billitemized_PA-882463.pdf4 pages
Itemised statement totalling $3195.00 across 3 lines.
Er reported_report_PA-882463.pdf4 pages
Emergency department record: triage acuity 3, chief complaint chest pain, unspecified.

Claim history

Every event on this claim, sealed in the audit chain

Rules engineDenied2026-10-21 13:43
Eligibility: Date of service 2026-05-22 is after coverage terminated on 2026-04-07. Provider network: Out-of-network emergency visit. Payable at the in-network level if the prudent-layperson standard is met; review the ED record.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome

Approve and pay as pricedAllowed amount, member responsibility and plan payment are applied to every line.DenyNo payment. Reason codes go on the remittance advice and the member's explanation of benefits.Pend for informationHold the claim; a development letter or confirmation is needed before it can be finalised.Refer to special investigationsRoute to the SIU for a fraud, waste and abuse review. No payment until cleared.

Examiner rationale *

At least 8 characters (0/8)

ExaminerR. Patel (Claims Examiner II)

Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.

Review queue Member identity