Claims workbench/CLM-2026-000582
Institutional claim · UB-04 · EDI 837I

CLM-2026-000582

Sunrise Digestive Health Center, Gastroenterology. Service 2026-09-03 at outpatient hospital (POS 22). Received 2026-10-15.

DeniedOut of network
Billed
$1,676.00
1 line
Allowed
$754.20
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Deny
CO204
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-17803-51
Date of birth
1960-05-14
Identity
Verified2 records, confidence 0.93
Claim record
CLMCLM-432014
Relationship
Self, Eden Prairie, MN

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-2305
Coverage period
2025-04-01 to present
Deductible
$1,816.64 of $2,500.0073%
Out-of-pocket maximum
$1,894.42 of $7,500.0025%
Copays
office $25.00, specialist $60.00, emergency $150.00
Physical therapy visits
1 of 20 used

Provider

Billing and rendering

Billing provider
Sunrise Digestive Health Center
Gastroenterology · taxonomy 207RG0100X
NPI
5701797651
Network
Out of network
Rendering NPI
4901771749
Location
Nashville, TN · TIN 99-4024660
Authorisation / referral
PA2025216577 / REF988544

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
145378
rev 0750
Colonoscopy, diagnostic—11$1,676.00$754.20——DeniedCO204
Totals$1,676.00$754.20——
Diagnoses (ICD-10-CM)
  • 1. K58.0 Irritable bowel syndrome with diarrheaprincipal
  • 2. K21.9 Gastro-esophageal reflux disease without esophagitis
Claim header
Patient account
PA-437458
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-046491 (verified, link confidence 0.93).
EligibilityPassActive on 2026-09-03: NAVIGATE-HMO (HMO), effective 2025-04-01.
Timely filingPassReceived 42 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassAuthorisation PA2025216577 on file for 45378.
Provider networkFailCO204Billing provider 5701797651 is out of network and the HMO plan has no out-of-network benefit.
Service not covered under the member's plan
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Sunrise Digestive Health Center2026-09-03 12:56

    Follow-up for irritable bowel syndrome with diarrhea. Plan discussed, medications reconciled.

  • SystemSystem: Claims system2026-10-15 05:57

    Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.

Attachments

Documents received with the claim

  • Prior auth letterPA2025216577_approval.pdf2 pages

    Utilisation management approval letter for 45378 (Colonoscopy, diagnostic), valid 2026-09-03 to 2026-12-02.

  • Itemized billitemized_PA-437458.pdf6 pages

    Itemised statement totalling $1676.00 across 1 line.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Provider network: Billing provider 5701797651 is out of network and the HMO plan has no out-of-network benefit.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO204scenario: Oon hmo

No out-of-network benefit on this plan.