Claims workbench/CLM-2026-000613
Professional claim · CMS-1500 · Provider portal

CLM-2026-000613

Harbor Physical Therapy, Physical Therapy. Service 2026-02-09 at office (POS 11). Received 2026-02-26.

Approved
Billed
$441.00
2 lines
Allowed
$273.42
contract rate applied
Plan pays
$248.42
approved
Member owes
$25.00
copay / deductible / 20% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-19534-62
Date of birth
1962-03-20
Identity
Verified3 records, confidence 1.00
Claim record
CLMCLM-401189
Relationship
Self, Denver, CO

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-0584
Coverage period
2022-07-01 to present
Deductible
$2,247.32 of $3,500.0064%
Out-of-pocket maximum
$2,611.18 of $10,500.0025%
Copays
office $25.00, specialist $50.00, emergency $150.00
Physical therapy visits
14 of 20 used

Provider

Billing and rendering

Billing provider
Harbor Physical Therapy
Physical Therapy · taxonomy 225100000X
NPI
9493518267
Network
In network
Rendering NPI
9464845855
Location
Miami, FL · TIN 59-6364489
Authorisation / referral
none / REF713955

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
197110Therapeutic exercise, 15 minutes—41$248.00$153.76$25.00$128.76Paid
297161PT evaluation, low complexity—11,2$193.00$119.66$0.00$119.66Paid
Totals$441.00$273.42$25.00$248.42
Diagnoses (ICD-10-CM)
  • 1. M25.561 Pain in right kneeprincipal
  • 2. M54.50 Low back pain, unspecified
Claim header
Patient account
PA-898082
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 0 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-007443 (verified, link confidence 1.00).
EligibilityPassActive on 2026-02-09: NAVIGATE-HMO (HMO), effective 2022-07-01.
Timely filingPassReceived 17 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Harbor Physical Therapy (9493518267).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassPhysical therapy visits used 14 of 20.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Harbor Physical Therapy2026-02-09 13:14

    Follow-up for pain in right knee. Plan discussed, medications reconciled.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$441.00
Plan discount
$167.58
contracted rate
Plan paid
$248.42
You may owe
$25.00
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-21 13:43
    Clean claim.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0013232026-07-29Meadow Reference Lab$85.00Denied

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.