Claims workbench/CLM-2026-000633
Professional claim · CMS-1500 · EDI 837P

CLM-2026-000633

Sunrise Dermatology Clinic, Dermatology. Service 2026-04-16 at office (POS 11). Received 2026-04-23.

DeniedOut of network
Billed
$638.00
1 line
Allowed
$287.10
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 30% coinsurance
Rules engine
Deny
CO204
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-41264-81
Date of birth
1988-01-22
Identity
Verified6 records, confidence 0.99
Claim record
CLMCLM-404879
Relationship
Child, Gilbert, AZ

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-4384
Coverage period
2022-07-01 to present
Deductible
$262.81 of $1,000.0026%
Out-of-pocket maximum
$1,998.32 of $4,000.0050%
Copays
office $20.00, specialist $50.00, emergency $250.00
Physical therapy visits
6 of 20 used

Provider

Billing and rendering

Billing provider
Sunrise Dermatology Clinic
Dermatology · taxonomy 207N00000X
NPI
2690461902
Network
Out of network
Rendering NPI
6582401579
Location
Houston, TX · TIN 60-8775890
Authorisation / referral
none / REF418865

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
111403Excision benign lesion, trunk, 2.1-3.0 cm—11$638.00$287.10——DeniedCO204
Totals$638.00$287.10——
Diagnoses (ICD-10-CM)
  • 1. L30.9 Dermatitis, unspecifiedprincipal
  • 2. L57.0 Actinic keratosis
Claim header
Patient account
PA-459608
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-001487 (verified, link confidence 0.99).
EligibilityPassActive on 2026-04-16: NAVIGATE-HMO (HMO), effective 2022-07-01.
Timely filingPassReceived 7 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkFailCO204Billing provider 2690461902 is out of network and the HMO plan has no out-of-network benefit.
Service not covered under the member's plan
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Sunrise Dermatology Clinic2026-04-16 16:42

    Established patient presents with dermatitis, unspecified; symptoms reviewed and vitals within expected range.

  • SystemSystem: Claims system2026-04-23 06:32

    Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.

  • AdministrativeExaminer: R. Patel (Claims Examiner II)2026-04-23 17:36

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-22 12:44
    Provider network: Billing provider 2690461902 is out of network and the HMO plan has no out-of-network benefit.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0236002026-07-22Mesa Internal Medicine Associates$238.00Approved
CLM-2026-0115462026-07-30Valley Primary Care Associates$293.00Approved
CLM-2026-0178982025-12-31Valley Digestive Health Center$286.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO204scenario: Oon hmo

No out-of-network benefit on this plan.