Claims workbench/CLM-2026-002011
Professional claim · CMS-1500 · EDI 837P

CLM-2026-002011

Desert Reference Lab, Clinical Laboratory. Service 2026-09-10 at independent laboratory (POS 81). Received 2026-09-30.

DeniedOut of network
Billed
$103.00
2 lines
Allowed
$46.35
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 10% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-94064-39
Date of birth
1950-06-04
Identity
Verified5 records, confidence 0.96
Claim record
CLMCLM-408323
Relationship
Spouse, Plano, TX

Coverage and accumulators

Found by member ID

Plan
MEDICARE-ADV-B MA group GRP-9933
Coverage period
2021-02-01 to 2026-01-23
Deductible
$1,815.26 of $3,500.0052%
Out-of-pocket maximum
$2,261.00 of $14,000.0016%
Copays
office $30.00, specialist $50.00, emergency $250.00
Physical therapy visits
5 of 20 used

Provider

Billing and rendering

Billing provider
Desert Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5138952598
Network
Out of network
Rendering NPI
5138952598
Location
Mesa, AZ · TIN 53-1049966
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
185025Complete blood count with differential—11$61.00$27.45——DeniedCO27
287086Urine culture—11$42.00$18.90——DeniedCO27
Totals$103.00$46.35——
Diagnoses (ICD-10-CM)
  • 1. E78.5 Hyperlipidemia, unspecifiedprincipal
  • 2. N39.0 Urinary tract infection, site not specified
Claim header
Patient account
PA-585657
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-003991 (verified, link confidence 0.96).
EligibilityFailCO27Date of service 2026-09-10 is after coverage terminated on 2026-01-23.
Expenses incurred after coverage terminated
Timely filingPassReceived 20 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Desert Reference Lab2026-09-10 14:16

    Follow-up for hyperlipidemia, unspecified. Plan discussed, medications reconciled.

  • SystemSystem: Claims system2026-09-30 05:43

  • AdministrativeExaminer: L. Brooks (Nurse Reviewer, RN)2026-09-30 08:23

    Called the provider office; awaiting documentation.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Eligibility: Date of service 2026-09-10 is after coverage terminated on 2026-01-23. Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0161452026-08-31Unity Primary Care Associates$500.00Denied
CLM-2026-0341372026-01-20Valley Reference Lab$156.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.