Claims workbench/CLM-2026-002771
Professional claim · CMS-1500 · EDI 837P

CLM-2026-002771

Cornerstone Reference Lab, Clinical Laboratory. Service 2025-12-13 at independent laboratory (POS 81). Received 2026-01-24.

ApprovedOut of network
Billed
$175.00
3 lines
Allowed
$78.75
contract rate applied
Plan pays
$0.00
approved
Member owes
$78.75
copay / deductible / 20% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-97809-22
Date of birth
1965-06-07
Identity
Verified2 records, confidence 0.99
Claim record
CLMCLM-422103
Relationship
Spouse, San Diego, CA

Coverage and accumulators

Found by member ID

Plan
NULL PPO group GRP-9507
Coverage period
2023-12-01 to present
Deductible
$195.70 of $500.0039%
Out-of-pocket maximum
$423.86 of $1,500.0028%
Copays
office $20.00, specialist $40.00, emergency $250.00
Physical therapy visits
1 of 20 used

Provider

Billing and rendering

Billing provider
Cornerstone Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5966486339
Network
Out of network
Rendering NPI
5966486339
Location
San Diego, CA · TIN 79-8835639
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$70.00$31.50$31.50$0.00Paid
280053Comprehensive metabolic panel—11,2$69.00$31.05$31.05$0.00Paid
385025Complete blood count with differential—12$36.00$16.20$16.20$0.00Paid
Totals$175.00$78.75$78.75$0.00
Diagnoses (ICD-10-CM)
  • 1. I10 Essential (primary) hypertensionprincipal
  • 2. E11.9 Type 2 diabetes mellitus without complications
Claim header
Patient account
PA-384562
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-007260 (verified, link confidence 0.99).
EligibilityPassActive on 2025-12-13: NULL (PPO), effective 2023-12-01.
Timely filingPassReceived 42 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Cornerstone Reference Lab2025-12-13 10:26

    Established patient presents with essential (primary) hypertension; symptoms reviewed and vitals within expected range.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$175.00
Plan discount
$96.25
out-of-network allowance
Plan paid
$0.00
You may owe
$78.75
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-22 12:44
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.