Claims workbench/CLM-2026-003953

Institutional claim · UB-04 · EDI 837I

CLM-2026-003953

Desert Heart Institute, Cardiology. Service 2026-04-25 at outpatient hospital (POS 22). Received 2026-05-16.

Denied

Billed

$1,586.00

2 lines

Allowed

$872.30

if approved

Plan pays

—

Denied

Member owes

—

copay / deductible / 30% coinsurance

Rules engine

Deny

CO18

Decided by

Claims rules engine

2026-10-21 13:43

Member

Resolved through the identity graph

Member: Emma Sanders
Member ID: UHC-54455-12
Date of birth: 1948-08-06
Identity: Verified4 records, confidence 0.99
Claim record: CLMCLM-420589
Relationship: Self, Nashville, TN

Coverage and accumulators

Found by member ID

Plan: CHOICE-PLUS-PPO PPO group GRP-1150
Coverage period: 2022-09-01 to 2026-06-01
Deductible: $15.73 of $1,500.001%
Out-of-pocket maximum: $262.00 of $3,000.009%
Copays: office $20.00, specialist $75.00, emergency $150.00
Physical therapy visits: 18 of 20 used

Provider

Billing and rendering

Billing provider: Desert Heart Institute
Cardiology · taxonomy 207RC0000X
NPI: 5901282678
Network: In network
Rendering NPI: 2686328560
Location: Mesa, AZ · TIN 39-5178200
Authorisation / referral: none / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

Line	Code	Description	Mod.	Units	Dx	Billed	Allowed	Member	Plan	Line status
1	93306 rev 0480	Echocardiogram, complete	—	1	1	$1,083.00	$595.65	—	—	DeniedCO18
2	93015	Cardiovascular stress test	—	1	2	$503.00	$276.65	—	—	DeniedCO18
Totals						$1,586.00	$872.30	—	—

Diagnoses (ICD-10-CM)

1. I48.91 Unspecified atrial fibrillationprincipal
2. I10 Essential (primary) hypertension

Claim header

Patient account: PA-943225
Frequency code: 1 (original)
Accident: No
DRG: —
Admit / discharge: —
Landed: 2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

Check	Result	Code	Detail
Member identity	Pass		Attached to MBR-021491 (verified, link confidence 0.99).
Eligibility	Pass		Active on 2026-04-25: CHOICE-PLUS-PPO (PPO), effective 2022-09-01, terms 2026-06-01.
Timely filing	Pass		Received 21 days after service (limit 90).
Duplicate check	Fail	CO18	Exact duplicate of CLM-2026-003952: same member, date of service, procedures and billing provider. Exact duplicate claim or service
Prior authorisation	Pass		No line requires precertification.
Provider network	Pass		In-network provider Desert Heart Institute (5901282678).
Medical necessity	Pass		Diagnosis supports the procedures billed.
Bundling (NCCI)	Pass		No bundling conflicts.
Benefit limits	Pass		No limited benefit on this claim.
Completeness	Pass		Required documentation present.
High-dollar review	Pass		Within the auto-adjudication ceiling.

Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

ClinicalProvider: Desert Heart Institute2026-04-25 12:36
Follow-up for unspecified atrial fibrillation. Plan discussed, medications reconciled.
SystemSystem: Claims system2026-05-16 00:30
System edit 018 fired: identical member, date of service, procedure and billing provider as a prior submission.
AdministrativeExaminer: M. Alvarez (Claims Examiner I)2026-05-16 16:57
Reviewed with the member's history on file. Holding for the items listed above.

Attachments

Documents received with the claim

Itemized billitemized_PA-943225.pdf3 pages
Itemised statement totalling $1586.00 across 2 lines.

Claim history

Every event on this claim, sealed in the audit chain

Rules engineDenied2026-10-21 13:43
Duplicate check: Exact duplicate of CLM-2026-003952: same member, date of service, procedures and billing provider.

Other claims for this member

Same resolved identity

Claim	Service	Provider	Billed	Status
CLM-2026-001948	2026-05-09	Heritage Primary Care Associates	$203.00	Approved
CLM-2026-003952	2026-04-25	Desert Heart Institute	$1,586.00	Approved
CLM-2026-028126	2026-02-08	Desert Medical Group	$14.00	Approved
CLM-2026-002570	2025-11-19	Sunrise Imaging Center	$471.00	Denied

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome

Approve and pay as pricedAllowed amount, member responsibility and plan payment are applied to every line.DenyNo payment. Reason codes go on the remittance advice and the member's explanation of benefits.Pend for informationHold the claim; a development letter or confirmation is needed before it can be finalised.Refer to special investigationsRoute to the SIU for a fraud, waste and abuse review. No payment until cleared.

Examiner rationale *

At least 8 characters (0/8)

ExaminerR. Patel (Claims Examiner II)

Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO18scenario: Duplicate

Exact duplicate of an earlier submission.

Review queue Member identity