Claims workbench/CLM-2026-004741
Professional claim · CMS-1500 · Provider portal

CLM-2026-004741

Northgate Reference Lab, Clinical Laboratory. Service 2026-08-13 at independent laboratory (POS 81). Received 2026-09-24.

Denied
Billed
$143.00
3 lines
Allowed
$88.66
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-46842-79
Date of birth
2001-04-05
Identity
Verified5 records, confidence 0.99
Claim record
CLMCLM-407486
Relationship
Spouse, Seattle, WA

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-2410
Coverage period
2023-02-01 to 2026-02-04
Deductible
$2,839.23 of $3,500.0081%
Out-of-pocket maximum
$464.32 of $7,000.007%
Copays
office $40.00, specialist $50.00, emergency $350.00
Physical therapy visits
18 of 20 used

Provider

Billing and rendering

Billing provider
Northgate Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
2558563716
Network
In network
Rendering NPI
2558563716
Location
Minneapolis, MN · TIN 36-3280776
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$47.00$29.14——DeniedCO27
280053Comprehensive metabolic panel—12$52.00$32.24——DeniedCO27
380061Lipid panel—11$44.00$27.28——DeniedCO27
Totals$143.00$88.66——
Diagnoses (ICD-10-CM)
  • 1. E11.9 Type 2 diabetes mellitus without complicationsprincipal
  • 2. I10 Essential (primary) hypertension
Claim header
Patient account
PA-587672
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-011217 (verified, link confidence 0.99).
EligibilityFailCO27Date of service 2026-08-13 is after coverage terminated on 2026-02-04.
Expenses incurred after coverage terminated
Timely filingPassReceived 42 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Northgate Reference Lab (2558563716).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Northgate Reference Lab2026-08-13 15:18

    Follow-up for type 2 diabetes mellitus without complications. Plan discussed, medications reconciled.

  • SystemSystem: Claims system2026-09-24 06:23

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Eligibility: Date of service 2026-08-13 is after coverage terminated on 2026-02-04.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0003522026-07-04Meadow Family Practice$33.00Denied
CLM-2026-0173722026-04-09Lakeside Reference Lab$68.00Denied

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.