Claims workbench/CLM-2026-005107
Professional claim · CMS-1500 · Provider portal

CLM-2026-005107

Desert Reference Lab, Clinical Laboratory. Service 2026-04-22 at independent laboratory (POS 81). Received 2026-05-27.

Denied
Billed
$124.00
2 lines
Allowed
$76.88
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 30% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-06521-05
Date of birth
1955-02-11
Identity
Verified4 records, confidence 0.97
Claim record
CLMCLM-410404
Relationship
Self, Plano, TX

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-6888
Coverage period
2022-02-01 to 2026-03-19
Deductible
$828.50 of $1,500.0055%
Out-of-pocket maximum
$1,177.11 of $4,500.0026%
Copays
office $30.00, specialist $60.00, emergency $350.00
Physical therapy visits
11 of 20 used

Provider

Billing and rendering

Billing provider
Desert Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5002077423
Network
In network
Rendering NPI
5002077423
Location
Nashville, TN · TIN 21-2185658
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
185025Complete blood count with differential—11$70.00$43.40——DeniedCO27
287086Urine culture—11$54.00$33.48——DeniedCO27
Totals$124.00$76.88——
Diagnoses (ICD-10-CM)
  • 1. E11.9 Type 2 diabetes mellitus without complicationsprincipal
  • 2. I10 Essential (primary) hypertension
Claim header
Patient account
PA-929129
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-003042 (verified, link confidence 0.97).
EligibilityFailCO27Date of service 2026-04-22 is after coverage terminated on 2026-03-19.
Expenses incurred after coverage terminated
Timely filingPassReceived 35 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Desert Reference Lab (5002077423).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Desert Reference Lab2026-04-22 13:01

    Established patient presents with type 2 diabetes mellitus without complications; symptoms reviewed and vitals within expected range.

  • SystemSystem: Claims system2026-05-27 01:19

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Eligibility: Date of service 2026-04-22 is after coverage terminated on 2026-03-19.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0042822026-01-06Unity Dermatology Clinic$491.00Denied
CLM-2026-0042812026-01-06Unity Dermatology Clinic$491.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.