Claims workbench/CLM-2026-006620
Professional claim · CMS-1500 · Paper

CLM-2026-006620

Harbor Physical Therapy, Physical Therapy. Service 2026-08-15 at office (POS 11). Received 2026-08-21.

Approved
Billed
$591.00
3 lines
Allowed
$366.42
contract rate applied
Plan pays
$341.42
approved
Member owes
$25.00
copay / deductible / 30% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-36547-91
Date of birth
2006-04-27
Identity
Verified2 records, confidence 0.98
Claim record
CLMCLM-418084
Relationship
Self, Tucson, AZ

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-3847
Coverage period
2021-04-01 to present
Deductible
$2,021.79 of $2,500.0081%
Out-of-pocket maximum
$3,268.80 of $10,000.0033%
Copays
office $25.00, specialist $50.00, emergency $250.00
Physical therapy visits
12 of 20 used

Provider

Billing and rendering

Billing provider
Harbor Physical Therapy
Physical Therapy · taxonomy 225100000X
NPI
9493518267
Network
In network
Rendering NPI
5887675663
Location
Miami, FL · TIN 59-6364489
Authorisation / referral
none / REF250056

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
197110Therapeutic exercise, 15 minutes—41$284.00$176.08$25.00$151.08Paid
297161PT evaluation, low complexity—11,2$253.00$156.86$0.00$156.86Paid
397014Electrical stimulation, unattended—12$54.00$33.48$0.00$33.48Paid
Totals$591.00$366.42$25.00$341.42
Diagnoses (ICD-10-CM)
  • 1. M25.561 Pain in right kneeprincipal
  • 2. M75.100 Unspecified rotator cuff tear, unspecified shoulder
Claim header
Patient account
PA-421807
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 0 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-035522 (verified, link confidence 0.98).
EligibilityPassActive on 2026-08-15: NAVIGATE-HMO (HMO), effective 2021-04-01.
Timely filingPassReceived 6 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Harbor Physical Therapy (9493518267).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassPhysical therapy visits used 12 of 20.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Harbor Physical Therapy2026-08-15 10:45

    Follow-up for pain in right knee. Plan discussed, medications reconciled.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$591.00
Plan discount
$224.58
contracted rate
Plan paid
$341.42
You may owe
$25.00
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-22 12:44
    Clean claim.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.