Claims workbench/CLM-2026-008982
Professional claim · CMS-1500 · EDI 837P

CLM-2026-008982

Meadow Reference Lab, Clinical Laboratory. Service 2026-01-03 at independent laboratory (POS 81). Received 2026-02-11.

ApprovedOut of network
Billed
$96.00
2 lines
Allowed
$43.20
contract rate applied
Plan pays
$0.00
approved
Member owes
$43.20
copay / deductible / 30% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-08521-03
Date of birth
1952-07-18
Identity
Verified2 records, confidence 0.99
Claim record
CLMCLM-412233
Relationship
Self, Fresno, CA

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group NULL
Coverage period
2022-12-01 to present
Deductible
$2,025.62 of $2,500.0081%
Out-of-pocket maximum
$1,465.74 of $10,000.0015%
Copays
office $30.00, specialist $50.00, emergency $250.00
Physical therapy visits
0 of 20 used

Provider

Billing and rendering

Billing provider
Meadow Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
3840164321
Network
Out of network
Rendering NPI
3840164321
Location
Los Angeles, CA · TIN 14-8564922
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$47.00$21.15$21.15$0.00Paid
280061Lipid panel—11$49.00$22.05$22.05$0.00Paid
Totals$96.00$43.20$43.20$0.00
Diagnoses (ICD-10-CM)
  • 1. I10 Essential (primary) hypertensionprincipal
Claim header
Patient account
PA-122890
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-012196 (verified, link confidence 0.99).
EligibilityPassActive on 2026-01-03: OPTIONS-PPO (PPO), effective 2022-12-01.
Timely filingPassReceived 39 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Meadow Reference Lab2026-01-03 11:00

    Patient seen for essential (primary) hypertension.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$96.00
Plan discount
$52.80
out-of-network allowance
Plan paid
$0.00
You may owe
$43.20
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-22 12:44
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.