Claims workbench/CLM-2026-009196
Professional claim · CMS-1500 · EDI 837P

CLM-2026-009196

Cornerstone Reference Lab, Clinical Laboratory. Service 2026-08-20 at independent laboratory (POS 81). Received 2026-09-07.

ApprovedOut of network
Billed
$132.00
2 lines
Allowed
$59.40
contract rate applied
Plan pays
$0.00
approved
Member owes
$59.40
copay / deductible / 30% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-20504-81
Date of birth
1959-04-26
Identity
Verified5 records, confidence 0.99
Claim record
CLMCLM-425716
Relationship
Self, Scottsdale, AZ

Coverage and accumulators

Found by member ID

Plan
CHOICE-PLUS-PPO PPO group GRP-1960
Coverage period
2023-02-01 to present
Deductible
$1,282.05 of $1,500.0085%
Out-of-pocket maximum
$1,309.14 of $4,500.0029%
Copays
office $25.00, specialist $50.00, emergency $350.00
Physical therapy visits
5 of 20 used

Provider

Billing and rendering

Billing provider
Cornerstone Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5966486339
Network
Out of network
Rendering NPI
5966486339
Location
San Diego, CA · TIN 79-8835639
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$65.00$29.25$29.25$0.00Paid
285025Complete blood count with differential—11,2$67.00$30.15$30.15$0.00Paid
Totals$132.00$59.40$59.40$0.00
Diagnoses (ICD-10-CM)
  • 1. E11.9 Type 2 diabetes mellitus without complicationsprincipal
  • 2. I10 Essential (primary) hypertension
Claim header
Patient account
PA-484219
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-009576 (verified, link confidence 0.99).
EligibilityPassActive on 2026-08-20: CHOICE-PLUS-PPO (PPO), effective 2023-02-01.
Timely filingPassReceived 18 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Cornerstone Reference Lab2026-08-20 18:38

    Follow-up for type 2 diabetes mellitus without complications. Plan discussed, medications reconciled.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$132.00
Plan discount
$72.60
out-of-network allowance
Plan paid
$0.00
You may owe
$59.40
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-21 13:43
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0168342026-08-11Evergreen Reference Lab$244.00Needs review
CLM-2026-0135432026-07-24Northgate Internal Medicine Associates$242.00Approved
CLM-2026-0322742026-05-26Harbor Reference Lab$98.00Approved
CLM-2026-0069042025-12-18Meadow GI Associates$2,897.00Denied

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.