Claims workbench/CLM-2026-009960
Professional claim · CMS-1500 · EDI 837P

CLM-2026-009960

Unity Reference Lab, Clinical Laboratory. Service 2026-01-20 at independent laboratory (POS 81). Received 2026-02-05.

Approved
Billed
$124.00
2 lines
Allowed
$76.88
contract rate applied
Plan pays
$0.00
approved
Member owes
$76.88
copay / deductible / 20% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-98163-77
Date of birth
1971-06-17
Identity
Verified4 records, confidence 0.97
Claim record
CLMCLM-411251
Relationship
Self, Dallas, TX

Coverage and accumulators

Found by member ID

Plan
MEDICARE-ADV-A MA group GRP-4791
Coverage period
2023-06-01 to present
Deductible
$255.88 of $500.0051%
Out-of-pocket maximum
$414.21 of $1,000.0041%
Copays
office $40.00, specialist $40.00, emergency $150.00
Physical therapy visits
15 of 20 used

Provider

Billing and rendering

Billing provider
Unity Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
4863274690
Network
In network
Rendering NPI
4863274690
Location
Houston, TX · TIN 64-5514010
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$36.00$22.32$22.32$0.00Paid
280053Comprehensive metabolic panel—12$88.00$54.56$54.56$0.00Paid
Totals$124.00$76.88$76.88$0.00
Diagnoses (ICD-10-CM)
  • 1. I10 Essential (primary) hypertensionprincipal
  • 2. N39.0 Urinary tract infection, site not specified
Claim header
Patient account
PA-332930
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 0 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-010511 (verified, link confidence 0.97).
EligibilityPassActive on 2026-01-20: MEDICARE-ADV-A (MA), effective 2023-06-01.
Timely filingPassReceived 16 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Unity Reference Lab (4863274690).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Unity Reference Lab2026-01-20 14:52

    Established patient presents with essential (primary) hypertension; symptoms reviewed and vitals within expected range. Authorisation was obtained by phone from the plan on the day before service; reference number recorded on the face sheet.

  • SystemSystem: Claims system2026-02-05 02:59

    Authorisation number on the claim does not match the UM system format. Provider states it was issued by phone.

  • AdministrativeExaminer: R. Patel (Claims Examiner II)2026-02-05 10:53

    Reviewed with the member's history on file. Holding for the items listed above.

Attachments

Documents received with the claim

  • Prior auth letterface_sheet_PA-332930.pdf1 page

    Provider face sheet with a handwritten authorisation reference; no plan letterhead.

Explanation of benefits

What the member will see

Amount billed
$124.00
Plan discount
$47.12
contracted rate
Plan paid
$0.00
You may owe
$76.88
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-21 13:43
    Clean claim.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

PendedCO197scenario: Auth unverifiable

Authorisation must be confirmed with UM before payment.