Claims workbench/CLM-2026-010014
Professional claim · CMS-1500 · EDI 837P

CLM-2026-010014

Meadow Reference Lab, Clinical Laboratory. Service 2026-07-16 at independent laboratory (POS 81). Received 2026-08-09.

DeniedOut of network
Billed
$69.00
1 line
Allowed
$31.05
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 10% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-80595-34
Date of birth
1971-02-15
Identity
Verified5 records, confidence 0.97
Claim record
CLMCLM-429519
Relationship
Self, Tampa, FL

Coverage and accumulators

Found by member ID

Plan
CHOICE-PLUS-PPO PPO group GRP-9371
Coverage period
2023-01-01 to 2026-01-08
Deductible
$181.32 of $500.0036%
Out-of-pocket maximum
$411.18 of $2,000.0021%
Copays
office $20.00, specialist $40.00, emergency $250.00
Physical therapy visits
13 of 20 used

Provider

Billing and rendering

Billing provider
Meadow Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
3840164321
Network
Out of network
Rendering NPI
3840164321
Location
Los Angeles, CA · TIN 14-8564922
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
180053Comprehensive metabolic panel—11$69.00$31.05——DeniedCO27
Totals$69.00$31.05——
Diagnoses (ICD-10-CM)
  • 1. E11.9 Type 2 diabetes mellitus without complicationsprincipal
  • 2. N39.0 Urinary tract infection, site not specified
Claim header
Patient account
PA-802697
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-006921 (verified, link confidence 0.97).
EligibilityFailCO27Date of service 2026-07-16 is after coverage terminated on 2026-01-08.
Expenses incurred after coverage terminated
Timely filingPassReceived 24 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Meadow Reference Lab2026-07-16 14:24

    Established patient presents with type 2 diabetes mellitus without complications; symptoms reviewed and vitals within expected range.

  • SystemSystem: Claims system2026-08-09 05:06

  • AdministrativeExaminer: D. Okafor (Medical Director, MD)2026-08-09 16:06

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Eligibility: Date of service 2026-07-16 is after coverage terminated on 2026-01-08. Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0049972026-02-14Sunrise Dermatology Clinic$424.00Denied
CLM-2026-0105852026-01-05Lakeside Reference Lab$53.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.