Claims workbench/CLM-2026-011814
Institutional claim · UB-04 · EDI 837I

CLM-2026-011814

Meadow Physical Therapy, Physical Therapy. Service 2025-12-15 at outpatient hospital (POS 22). Received 2026-01-06.

Needs reviewOut of network
Billed
$4,716.00
1 line
Allowed
$2,122.20
if approved
Plan pays
—
Needs review
Member owes
—
copay / deductible / 10% coinsurance
Rules engine
Review
CO50
Decided by
Nobody yet
open

Member

Resolved through the identity graph

Member ID
UHC-68939-94
Date of birth
1992-08-25
Identity
Verified2 records, confidence 0.99
Claim record
CLMCLM-417472
Relationship
Self, Chandler, AZ

Coverage and accumulators

Found by member ID

Plan
MEDICARE-ADV-A MA group GRP-5647
Coverage period
2025-11-01 to present
Deductible
$96.04 of $500.0019%
Out-of-pocket maximum
$539.19 of $1,500.0036%
Copays
office $40.00, specialist $40.00, emergency $350.00
Physical therapy visits
2 of 20 used

Provider

Billing and rendering

Billing provider
Meadow Physical Therapy
Physical Therapy · taxonomy 225100000X
NPI
9574290588
Network
Out of network
Rendering NPI
7506329862
Location
Denver, CO · TIN 57-2119772
Authorisation / referral
PA2025146336 / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
170553
rev 0610
MRI brain with and without contrast—21$4,716.00$2,122.20——Review
Totals$4,716.00$2,122.20——
Diagnoses (ICD-10-CM)
  • 1. Z00.00 Encounter for general adult medical examination without abnormal findingsprincipal
  • 2. M75.100 Unspecified rotator cuff tear, unspecified shoulder
Claim header
Patient account
PA-214113
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-001897 (verified, link confidence 0.99).
EligibilityPassActive on 2025-12-15: MEDICARE-ADV-A (MA), effective 2025-11-01.
Timely filingPassReceived 22 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassAuthorisation PA2025146336 on file for 70553.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityReviewCO5070553 billed with routine diagnosis Z00.00; clinical notes must support necessity.
Not medically necessary per payer policy
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Left for review: soft signals only, no hard rule fired.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Meadow Physical Therapy2025-12-15 13:10

    Follow-up for encounter for general adult medical examination without abnormal findings. Plan discussed, medications reconciled. Routine screening visit; no acute findings, no red-flag symptoms documented.

  • SystemSystem: Claims system2026-01-06 03:08

    Clinical edit: advanced imaging billed with a routine examination diagnosis. Sent to nurse review for medical necessity.

  • AdministrativeExaminer: T. Nguyen (Senior Claims Examiner)2026-01-06 09:51

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

  • Prior auth letterPA2025146336_approval.pdf2 pages

    Utilisation management approval letter for 70553 (MRI brain with and without contrast), valid 2025-12-15 to 2026-03-15.

  • Itemized billitemized_PA-214113.pdf3 pages

    Itemised statement totalling $4716.00 across 1 line.

  • Medical recordrecords_PA-214113.pdf16 pages

    Clinic notes for a routine annual visit; no symptoms documented.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineReview2026-10-21 13:43
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply. Medical necessity: 70553 billed with routine diagnosis Z00.00; clinical notes must support necessity.
  2. AI recommendationDenied2026-10-21 14:15
    The claim for an MRI brain with and without contrast (70553) was billed with a routine diagnosis (Z00.00) and the clinical note does not document any acute findings or red-flag symptoms [N1], [N3]. The payer policy requires that advanced imaging with a routine examination diagnosis must be supported by failed conservative treatment or red-flag symptoms, which is not present in this case [R-clinical_edit]. Therefore, the service is not medically necessary per payer policy [CO50].
  3. AI recommendation recordedR. Patel (Claims Examiner II)2026-10-21 14:15 · c5b21b6b

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

apac.amazon.nova-pro-v1:0 · prompt adjudicate-v1 · policy v1 · assist mode

Deniedconfidence 0.95 Validated
  • CO50 Not medically necessary per payer policy

The claim for an MRI brain with and without contrast (70553) was billed with a routine diagnosis (Z00.00) and the clinical note does not document any acute findings or red-flag symptoms [N1], [N3]. The payer policy requires that advanced imaging with a routine examination diagnosis must be supported by failed conservative treatment or red-flag symptoms, which is not present in this case [R-clinical_edit]. Therefore, the service is not medically necessary per payer policy [CO50].

Evidence cited: [C][DX][L1][N1][N2][N3][A1][A3]
Latency
2,026 ms
Tokens
1,464 in / 195 out
Cost
$0.0018
Input hash 005f8f9cadbcc9d2… · identifiers withheld from the model: name, dob, member_id

Examiner decision

Record the final decision; pricing and remittance reasons follow from it

Pre-filled from the AI recommendation. Change anything before you record it.
Outcome
Reason codes *
  • CO50 Not medically necessary per payer policy
531 characters
ExaminerR. Patel (Claims Examiner II)
Will apply: deny

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO50scenario: Dx mismatch

Routine diagnosis does not support advanced imaging.