Claims workbench/CLM-2026-012474
Professional claim · CMS-1500 · Provider portal

CLM-2026-012474

Harbor Reference Lab, Clinical Laboratory. Service 2026-06-09 at independent laboratory (POS 81). Received 2026-07-15.

Denied
Billed
$75.00
2 lines
Allowed
$46.50
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-59458-43
Date of birth
1962-07-27
Identity
Verified4 records, confidence 0.99
Claim record
CLMCLM-432004
Relationship
Self, Dallas, TX

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-6567
Coverage period
2023-03-01 to 2026-02-06
Deductible
$243.80 of $500.0049%
Out-of-pocket maximum
$459.19 of $2,000.0023%
Copays
office $30.00, specialist $60.00, emergency $250.00
Physical therapy visits
22 of 20 used

Provider

Billing and rendering

Billing provider
Harbor Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
4121885428
Network
In network
Rendering NPI
4121885428
Location
Tempe, AZ · TIN 21-1131562
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
180061Lipid panel—11$35.00$21.70——DeniedCO27
285025Complete blood count with differential2511$40.00$24.80——DeniedCO27
Totals$75.00$46.50——
Diagnoses (ICD-10-CM)
  • 1. I10 Essential (primary) hypertensionprincipal
Claim header
Patient account
PA-953896
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-013362 (verified, link confidence 0.99).
EligibilityFailCO27Date of service 2026-06-09 is after coverage terminated on 2026-02-06.
Expenses incurred after coverage terminated
Timely filingPassReceived 36 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Harbor Reference Lab (4121885428).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Harbor Reference Lab2026-06-09 15:33

    Established patient presents with essential (primary) hypertension; symptoms reviewed and vitals within expected range.

  • SystemSystem: Claims system2026-07-15 00:24

  • AdministrativeExaminer: M. Alvarez (Claims Examiner I)2026-07-15 09:00

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Eligibility: Date of service 2026-06-09 is after coverage terminated on 2026-02-06.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.