Claims workbench/CLM-2026-012870
Professional claim · CMS-1500 · EDI 837P

CLM-2026-012870

Cornerstone Reference Lab, Clinical Laboratory. Service 2026-05-08 at independent laboratory (POS 81). Received 2026-05-15.

DeniedOut of network
Billed
$68.00
1 line
Allowed
$30.60
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-23233-32
Date of birth
1943-12-07
Identity
Verified6 records, confidence 0.99
Claim record
CLMCLM-423628
Relationship
Self, Dallas, TX

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-7919
Coverage period
2022-04-01 to 2026-04-04
Deductible
$896.91 of $1,500.0060%
Out-of-pocket maximum
$2,174.66 of $4,500.0048%
Copays
office $30.00, specialist $75.00, emergency $350.00
Physical therapy visits
6 of 20 used

Provider

Billing and rendering

Billing provider
Cornerstone Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5966486339
Network
Out of network
Rendering NPI
5966486339
Location
San Diego, CA · TIN 79-8835639
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
180061Lipid panel—11$68.00$30.60——DeniedCO27
Totals$68.00$30.60——
Diagnoses (ICD-10-CM)
  • 1. E78.5 Hyperlipidemia, unspecifiedprincipal
  • 2. N39.0 Urinary tract infection, site not specified
Claim header
Patient account
PA-183130
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-009048 (verified, link confidence 0.99).
EligibilityFailCO27Date of service 2026-05-08 is after coverage terminated on 2026-04-04.
Expenses incurred after coverage terminated
Timely filingPassReceived 7 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Cornerstone Reference Lab2026-05-08 16:29

    Follow-up for hyperlipidemia, unspecified. Plan discussed, medications reconciled.

  • SystemSystem: Claims system2026-05-15 05:47

  • AdministrativeExaminer: T. Nguyen (Senior Claims Examiner)2026-05-15 15:19

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Eligibility: Date of service 2026-05-08 is after coverage terminated on 2026-04-04. Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0214402026-03-16Mesa Clinical Laboratories$86.00Approved
CLM-2026-0067142026-03-10Desert Primary Care Associates$233.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.