Claims workbench/CLM-2026-013006
Professional claim · CMS-1500 · EDI 837P

CLM-2026-013006

Harbor Physical Therapy, Physical Therapy. Service 2025-12-30 at office (POS 11). Received 2026-01-21.

Approved
Billed
$244.00
1 line
Allowed
$151.28
contract rate applied
Plan pays
$131.28
approved
Member owes
$20.00
copay / deductible / 30% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-81960-04
Date of birth
1954-02-10
Identity
Verified5 records, confidence 0.99
Claim record
CLMCLM-407563
Relationship
Self, Dallas, TX

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-9413
Coverage period
2022-02-01 to present
Deductible
$37.74 of $500.008%
Out-of-pocket maximum
$306.81 of $1,500.0020%
Copays
office $20.00, specialist $75.00, emergency $250.00
Physical therapy visits
4 of 20 used

Provider

Billing and rendering

Billing provider
Harbor Physical Therapy
Physical Therapy · taxonomy 225100000X
NPI
9493518267
Network
In network
Rendering NPI
9367060206
Location
Miami, FL · TIN 59-6364489
Authorisation / referral
none / REF548150

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
197110Therapeutic exercise, 15 minutes—41$244.00$151.28$20.00$131.28Paid
Totals$244.00$151.28$20.00$131.28
Diagnoses (ICD-10-CM)
  • 1. M54.50 Low back pain, unspecifiedprincipal
  • 2. Z47.1 Aftercare following joint replacement surgery
Claim header
Patient account
PA-184071
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 0 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-006366 (verified, link confidence 0.99).
EligibilityPassActive on 2025-12-30: NAVIGATE-HMO (HMO), effective 2022-02-01.
Timely filingPassReceived 22 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Harbor Physical Therapy (9493518267).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassPhysical therapy visits used 4 of 20.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Harbor Physical Therapy2025-12-30 16:54

    Established patient presents with low back pain, unspecified; symptoms reviewed and vitals within expected range.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$244.00
Plan discount
$92.72
contracted rate
Plan paid
$131.28
You may owe
$20.00
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-21 13:43
    Clean claim.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0332662026-05-08Mesa Reference Lab$67.00Approved
CLM-2026-0335422026-02-27Harbor Physical Therapy$186.00Denied
CLM-2026-0335412026-02-27Harbor Physical Therapy$186.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.