Claims workbench/CLM-2026-015170
Institutional claim · UB-04 · EDI 837I

CLM-2026-015170

Unity Cardiovascular Associates, Cardiology. Service 2026-01-13 at outpatient hospital (POS 22). Received 2026-01-30.

Denied
Billed
$7,473.00
3 lines
Allowed
$4,110.15
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Deny
CO197
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-77875-98
Date of birth
1988-06-23
Identity
Verified4 records, confidence 0.99
Claim record
CLMCLM-418433
Relationship
Self, Miami, FL

Coverage and accumulators

Found by member ID

Plan
CHOICE-PLUS-PPO PPO group GRP-9657
Coverage period
2024-02-01 to present
Deductible
$300.15 of $500.0060%
Out-of-pocket maximum
$742.59 of $2,000.0037%
Copays
office $25.00, specialist $50.00, emergency $250.00
Physical therapy visits
9 of 20 used

Provider

Billing and rendering

Billing provider
Unity Cardiovascular Associates
Cardiology · taxonomy 207RC0000X
NPI
6971241222
Network
In network
Rendering NPI
3937101731
Location
Nashville, TN · TIN 22-5957660
Authorisation / referral
none / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
193015Cardiovascular stress test—11$429.00$235.95——DeniedCO197
293306
rev 0480
Echocardiogram, complete—12$1,169.00$642.95——DeniedCO197
393458
rev 0481
Cardiac catheterisation, left heart—12$5,875.00$3,231.25——DeniedCO197
Totals$7,473.00$4,110.15——
Diagnoses (ICD-10-CM)
  • 1. I48.91 Unspecified atrial fibrillationprincipal
  • 2. I25.10 Atherosclerotic heart disease of native coronary artery without angina
Claim header
Patient account
PA-609017
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-008862 (verified, link confidence 0.99).
EligibilityPassActive on 2026-01-13: UNKNOWN (PPO), effective 2024-02-01.
Timely filingPassReceived 17 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationFailCO19793458 require precertification; no authorisation number on the claim.
Precertification or authorization absent
Provider networkPassIn-network provider Unity Cardiovascular Associates (6971241222).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Unity Cardiovascular Associates2026-01-13 10:43

    Established patient presents with unspecified atrial fibrillation; symptoms reviewed and vitals within expected range.

  • SystemSystem: Claims system2026-01-30 01:25

    Procedure requires precertification; no authorisation number on the claim and none found in the UM system.

Attachments

Documents received with the claim

  • Itemized billitemized_PA-609017.pdf5 pages

    Itemised statement totalling $7473.00 across 3 lines.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Prior authorisation: 93458 require precertification; no authorisation number on the claim.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO197scenario: No auth

Precertification required and absent.