Claims workbench/CLM-2026-015237
Professional claim · CMS-1500 · EDI 837P

CLM-2026-015237

Cornerstone Reference Lab, Clinical Laboratory. Service 2026-06-29 at independent laboratory (POS 81). Received 2026-07-11.

DeniedOut of network
Billed
$176.00
3 lines
Allowed
$79.20
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 30% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-99924-03
Date of birth
1990-12-16
Identity
Verified4 records, confidence 1.00
Claim record
CLMCLM-422950
Relationship
Self, Atlanta, GA

Coverage and accumulators

Found by member ID

Plan
MEDICARE-ADV-B MA group GRP-2578
Coverage period
2024-02-01 to 2026-03-21
Deductible
$309.49 of $500.0062%
Out-of-pocket maximum
$615.57 of $1,500.0041%
Copays
office $25.00, specialist $50.00, emergency $150.00
Physical therapy visits
11 of 20 used

Provider

Billing and rendering

Billing provider
Cornerstone Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5966486339
Network
Out of network
Rendering NPI
5966486339
Location
San Diego, CA · TIN 79-8835639
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
180053Comprehensive metabolic panel—11$55.00$24.75——DeniedCO27
287086Urine culture—11$58.00$26.10——DeniedCO27
380061Lipid panel—11,2$63.00$28.35——DeniedCO27
Totals$176.00$79.20——
Diagnoses (ICD-10-CM)
  • 1. E11.9 Type 2 diabetes mellitus without complicationsprincipal
  • 2. E78.5 Hyperlipidemia, unspecified
Claim header
Patient account
PA-473920
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-000275 (verified, link confidence 1.00).
EligibilityFailCO27Date of service 2026-06-29 is after coverage terminated on 2026-03-21.
Expenses incurred after coverage terminated
Timely filingPassReceived 12 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Cornerstone Reference Lab2026-06-29 14:38

    Patient seen for type 2 diabetes mellitus without complications.

  • SystemSystem: Claims system2026-07-11 03:43

  • AdministrativeExaminer: D. Okafor (Medical Director, MD)2026-07-11 09:55

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Eligibility: Date of service 2026-06-29 is after coverage terminated on 2026-03-21. Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0094582026-07-22Meadow Heart Institute$8,372.00Denied

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.