Claims workbench/CLM-2026-015276
Professional claim · CMS-1500 · EDI 837P

CLM-2026-015276

Valley Bone and Joint Center, Orthopedic Surgery. Service 2026-08-28 at office (POS 11). Received 2026-10-09.

DeniedOut of network
Billed
$278.00
1 line
Allowed
$125.10
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Deny
CO204
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-62204-46
Date of birth
1957-10-17
Identity
Verified5 records, confidence 0.98
Claim record
CLMCLM-412014
Relationship
Spouse, Glendale, AZ

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-2899
Coverage period
2023-12-01 to present
Deductible
$880.41 of $1,000.0088%
Out-of-pocket maximum
$799.25 of $3,000.0027%
Copays
office $20.00, specialist $50.00, emergency $350.00
Physical therapy visits
18 of 20 used

Provider

Billing and rendering

Billing provider
Valley Bone and Joint Center
Orthopedic Surgery · taxonomy 207X00000X
NPI
9793653152
Network
Out of network
Rendering NPI
3061357489
Location
Mesa, AZ · TIN 68-9887889
Authorisation / referral
none / REF935952

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
120610Joint injection, major joint—11$278.00$125.10——DeniedCO204
Totals$278.00$125.10——
Diagnoses (ICD-10-CM)
  • 1. S83.241A Other tear of medial meniscus, right knee, initial encounterprincipal
Claim header
Patient account
PA-222842
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-024862 (verified, link confidence 0.98).
EligibilityPassActive on 2026-08-28: NAVIGATE-HMO (HMO), effective 2023-12-01.
Timely filingPassReceived 42 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkFailCO204Billing provider 9793653152 is out of network and the HMO plan has no out-of-network benefit.
Service not covered under the member's plan
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Valley Bone and Joint Center2026-08-28 17:48

    Patient seen for other tear of medial meniscus, right knee, initial encounter.

  • SystemSystem: Claims system2026-10-09 06:47

    Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.

  • AdministrativeExaminer: T. Nguyen (Senior Claims Examiner)2026-10-09 17:08

    Member services inquiry logged on this claim; member asked about the status of payment.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Provider network: Billing provider 9793653152 is out of network and the HMO plan has no out-of-network benefit.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0127902026-03-18Canyon Reference Lab$178.00Denied

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO204scenario: Oon hmo

No out-of-network benefit on this plan.