Claims workbench/CLM-2026-015529
Professional claim · CMS-1500 · EDI 837P

CLM-2026-015529

Harbor Clinical Laboratories, Clinical Laboratory. Service 2026-03-22 at independent laboratory (POS 81). Received 2026-04-16.

Approved
Billed
$138.00
2 lines
Allowed
$85.56
contract rate applied
Plan pays
$0.00
approved
Member owes
$85.56
copay / deductible / 20% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member
Ruth Carr
Member ID
UHC-84546-46
Date of birth
2006-04-27
Identity
Verified4 records, confidence 0.94
Claim record
CLMCLM-403507
Relationship
Self, Dallas, TX

Coverage and accumulators

Found by member ID

Plan
UNKNOWN PPO group GRP-7072
Coverage period
2023-12-01 to present
Deductible
$265.40 of $500.0053%
Out-of-pocket maximum
$102.77 of $1,000.0010%
Copays
office $30.00, specialist $75.00, emergency $250.00
Physical therapy visits
18 of 20 used

Provider

Billing and rendering

Billing provider
Harbor Clinical Laboratories
Clinical Laboratory · taxonomy 291U00000X
NPI
2217213752
Network
In network
Rendering NPI
2217213752
Location
San Diego, CA · TIN 57-4449871
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$66.00$40.92$40.92$0.00Paid
283036Hemoglobin A1c—11,2$72.00$44.64$44.64$0.00Paid
Totals$138.00$85.56$85.56$0.00
Diagnoses (ICD-10-CM)
  • 1. I10 Essential (primary) hypertensionprincipal
  • 2. E78.5 Hyperlipidemia, unspecified
Claim header
Patient account
PA-194108
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 0 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-001196 (verified, link confidence 0.94).
EligibilityPassActive on 2026-03-22: UNKNOWN (PPO), effective 2023-12-01.
Timely filingPassReceived 25 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Harbor Clinical Laboratories (2217213752).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Harbor Clinical Laboratories2026-03-22 17:11

    Patient seen for essential (primary) hypertension. Authorisation was obtained by phone from the plan on the day before service; reference number recorded on the face sheet.

  • SystemSystem: Claims system2026-04-16 05:22

    Authorisation number on the claim does not match the UM system format. Provider states it was issued by phone.

  • AdministrativeExaminer: R. Patel (Claims Examiner II)2026-04-16 16:46

    Reviewed with the member's history on file. Holding for the items listed above.

Attachments

Documents received with the claim

  • Prior auth letterface_sheet_PA-194108.pdf1 page

    Provider face sheet with a handwritten authorisation reference; no plan letterhead.

Explanation of benefits

What the member will see

Amount billed
$138.00
Plan discount
$52.44
contracted rate
Plan paid
$0.00
You may owe
$85.56
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-22 12:44
    Clean claim.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0339212026-07-28Valley Digestive Health Center$242.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

PendedCO197scenario: Auth unverifiable

Authorisation must be confirmed with UM before payment.