Claims workbench/CLM-2026-016754
Institutional claim · UB-04 · EDI 837I

CLM-2026-016754

Meadow Heart Institute, Cardiology. Service 2026-03-19 at outpatient hospital (POS 22). Received 2026-03-29.

DeniedOut of network
Billed
$2,504.00
1 line
Allowed
$1,126.80
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 10% coinsurance
Rules engine
Deny
CO204
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-83107-26
Date of birth
1969-11-23
Identity
Verified3 records, confidence 0.99
Claim record
CLMCLM-426458
Relationship
Spouse, Dallas, TX

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-7294
Coverage period
2025-09-01 to present
Deductible
$1,117.41 of $1,500.0074%
Out-of-pocket maximum
$1,445.63 of $4,500.0032%
Copays
office $20.00, specialist $40.00, emergency $350.00
Physical therapy visits
0 of 20 used

Provider

Billing and rendering

Billing provider
Meadow Heart Institute
Cardiology · taxonomy 207RC0000X
NPI
1132669718
Network
Out of network
Rendering NPI
9931380940
Location
Houston, TX · TIN 84-3778444
Authorisation / referral
PA2026586605 / REF127221

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
170553
rev 0610
MRI brain with and without contrast—11$2,504.00$1,126.80——DeniedCO204
Totals$2,504.00$1,126.80——
Diagnoses (ICD-10-CM)
  • 1. Z00.00 Encounter for general adult medical examination without abnormal findingsprincipal
Claim header
Patient account
PA-876873
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-002718 (verified, link confidence 0.99).
EligibilityPassActive on 2026-03-19: NAVIGATE-HMO (HMO), effective 2025-09-01.
Timely filingPassReceived 10 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassAuthorisation PA2026586605 on file for 70553.
Provider networkFailCO204Billing provider 1132669718 is out of network and the HMO plan has no out-of-network benefit.
Service not covered under the member's plan
Medical necessityReviewCO5070553 billed with routine diagnosis Z00.00; clinical notes must support necessity.
Not medically necessary per payer policy
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Meadow Heart Institute2026-03-19 13:28

    Established patient presents with encounter for general adult medical examination without abnormal findings; symptoms reviewed and vitals within expected range.

  • SystemSystem: Claims system2026-03-29 01:34

    Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.

  • AdministrativeExaminer: D. Okafor (Medical Director, MD)2026-03-29 16:59

    Called the provider office; awaiting documentation.

Attachments

Documents received with the claim

  • Prior auth letterPA2026586605_approval.pdf2 pages

    Utilisation management approval letter for 70553 (MRI brain with and without contrast), valid 2026-03-19 to 2026-06-17.

  • Itemized billitemized_PA-876873.pdf2 pages

    Itemised statement totalling $2504.00 across 1 line.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-22 12:44
    Provider network: Billing provider 1132669718 is out of network and the HMO plan has no out-of-network benefit. Medical necessity: 70553 billed with routine diagnosis Z00.00; clinical notes must support necessity.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO204scenario: Oon hmo

No out-of-network benefit on this plan.