Claims workbench/CLM-2026-016896
Professional claim · CMS-1500 · EDI 837P

CLM-2026-016896

Heritage Physical Therapy, Physical Therapy. Service 2026-05-07 at office (POS 11). Received 2026-06-13.

Denied
Billed
$353.00
2 lines
Allowed
$218.86
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-46530-32
Date of birth
1984-07-23
Identity
Verified3 records, confidence 0.92
Claim record
CLMCLM-423803
Relationship
Self, Sacramento, CA

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-4262
Coverage period
2025-12-01 to 2026-01-04
Deductible
$2,809.20 of $3,500.0080%
Out-of-pocket maximum
$2,307.48 of $14,000.0016%
Copays
office $25.00, specialist $75.00, emergency $150.00
Physical therapy visits
13 of 20 used

Provider

Billing and rendering

Billing provider
Heritage Physical Therapy
Physical Therapy · taxonomy 225100000X
NPI
7650650246
Network
In network
Rendering NPI
3528891302
Location
Miami, FL · TIN 30-1447638
Authorisation / referral
none / REF576004

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
197110Therapeutic exercise, 15 minutes—21$134.00$83.08——DeniedCO27
297161PT evaluation, low complexity—12$219.00$135.78——DeniedCO27
Totals$353.00$218.86——
Diagnoses (ICD-10-CM)
  • 1. M75.100 Unspecified rotator cuff tear, unspecified shoulderprincipal
  • 2. M25.561 Pain in right knee
Claim header
Patient account
PA-532779
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-017919 (verified, link confidence 0.92).
EligibilityFailCO27Date of service 2026-05-07 is after coverage terminated on 2026-01-04.
Expenses incurred after coverage terminated
Timely filingPassReceived 37 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Heritage Physical Therapy (7650650246).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassPhysical therapy visits used 13 of 20.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Heritage Physical Therapy2026-05-07 09:13

    Patient seen for unspecified rotator cuff tear, unspecified shoulder.

  • SystemSystem: Claims system2026-06-13 01:27

  • AdministrativeExaminer: T. Nguyen (Senior Claims Examiner)2026-06-13 17:17

    Member services inquiry logged on this claim; member asked about the status of payment.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-22 12:44
    Eligibility: Date of service 2026-05-07 is after coverage terminated on 2026-01-04.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.