Claims workbench/CLM-2026-018144
Professional claim · CMS-1500 · EDI 837P

CLM-2026-018144

Desert Reference Lab, Clinical Laboratory. Service 2026-04-02 at independent laboratory (POS 81). Received 2026-04-05.

ApprovedOut of network
Billed
$162.00
3 lines
Allowed
$72.90
contract rate applied
Plan pays
$0.00
approved
Member owes
$72.90
copay / deductible / 20% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-58954-87
Date of birth
1949-12-04
Identity
Verified5 records, confidence 0.99
Claim record
CLMCLM-402785
Relationship
Self, Glendale, AZ

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-8140
Coverage period
2023-11-01 to present
Deductible
$683.37 of $2,500.0027%
Out-of-pocket maximum
$1,859.90 of $5,000.0037%
Copays
office $30.00, specialist $75.00, emergency $150.00
Physical therapy visits
1 of 20 used

Provider

Billing and rendering

Billing provider
Desert Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5138952598
Network
Out of network
Rendering NPI
5138952598
Location
Mesa, AZ · TIN 53-1049966
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$68.00$30.60$30.60$0.00Paid
280061Lipid panel—11$48.00$21.60$21.60$0.00Paid
383036Hemoglobin A1c2512$46.00$20.70$20.70$0.00Paid
Totals$162.00$72.90$72.90$0.00
Diagnoses (ICD-10-CM)
  • 1. N39.0 Urinary tract infection, site not specifiedprincipal
  • 2. I10 Essential (primary) hypertension
Claim header
Patient account
PA-450191
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-005408 (verified, link confidence 0.99).
EligibilityPassActive on 2026-04-02: OPTIONS-PPO (PPO), effective 2023-11-01.
Timely filingPassReceived 3 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Desert Reference Lab2026-04-02 12:18

    Established patient presents with urinary tract infection, site not specified; symptoms reviewed and vitals within expected range.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$162.00
Plan discount
$89.10
out-of-network allowance
Plan paid
$0.00
You may owe
$72.90
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-22 12:44
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0215672026-08-02Riverside Primary Care Associates$24.00Approved
CLM-2026-0246082026-03-16Sunrise Orthopedic Specialists$230.00Approved
CLM-2026-0067412025-12-17Summit Reference Lab$159.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.