Claims workbench/CLM-2026-018669
Professional claim · CMS-1500 · EDI 837P

CLM-2026-018669

Cornerstone Reference Lab, Clinical Laboratory. Service 2026-08-05 at independent laboratory (POS 81). Received 2026-09-03.

ApprovedOut of network
Billed
$275.00
4 lines
Allowed
$123.75
contract rate applied
Plan pays
$0.00
approved
Member owes
$123.75
copay / deductible / 20% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-93802-82
Date of birth
1971-04-22
Identity
Verified6 records, confidence 1.00
Claim record
CLMCLM-409822
Relationship
Self, Nashville, TN

Coverage and accumulators

Found by member ID

Plan
CHOICE-PLUS-PPO PPO group GRP-7092
Coverage period
2025-07-01 to present
Deductible
$1,231.15 of $3,500.0035%
Out-of-pocket maximum
$1,196.45 of $14,000.009%
Copays
office $30.00, specialist $50.00, emergency $350.00
Physical therapy visits
19 of 20 used

Provider

Billing and rendering

Billing provider
Cornerstone Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5966486339
Network
Out of network
Rendering NPI
5966486339
Location
San Diego, CA · TIN 79-8835639
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$63.00$28.35$28.35$0.00Paid
283036Hemoglobin A1c—11,2$56.00$25.20$25.20$0.00Paid
380053Comprehensive metabolic panel—11$87.00$39.15$39.15$0.00Paid
485025Complete blood count with differential2511,2$69.00$31.05$31.05$0.00Paid
Totals$275.00$123.75$123.75$0.00
Diagnoses (ICD-10-CM)
  • 1. N39.0 Urinary tract infection, site not specifiedprincipal
  • 2. E11.9 Type 2 diabetes mellitus without complications
Claim header
Patient account
PA-617631
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-033925 (verified, link confidence 1.00).
EligibilityPassActive on 2026-08-05: CHOICE-PLUS-PPO (PPO), effective 2025-07-01.
Timely filingPassReceived 29 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Cornerstone Reference Lab2026-08-05 15:09

    Established patient presents with urinary tract infection, site not specified; symptoms reviewed and vitals within expected range.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$275.00
Plan discount
$151.25
out-of-network allowance
Plan paid
$0.00
You may owe
$123.75
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-21 13:43
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0298582026-04-26Sunrise Imaging Center$698.00Denied
CLM-2026-0298572026-04-26Sunrise Imaging Center$698.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.