Claims workbench/CLM-2026-019252
Professional claim · CMS-1500 · EDI 837P

CLM-2026-019252

Harbor Reference Lab, Clinical Laboratory. Service 2026-02-18 at independent laboratory (POS 81). Received 2026-02-24.

Approved
Billed
$67.00
1 line
Allowed
$41.54
contract rate applied
Plan pays
$0.00
approved
Member owes
$41.54
copay / deductible / 10% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-85233-33
Date of birth
1977-06-05
Identity
Verified4 records, confidence 0.99
Claim record
CLMCLM-420483
Relationship
Spouse, Las Vegas, NV

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-2735
Coverage period
2023-08-01 to present
Deductible
$3,097.59 of $3,500.0089%
Out-of-pocket maximum
$3,465.35 of $14,000.0025%
Copays
office $20.00, specialist $50.00, emergency $250.00
Physical therapy visits
4 of 20 used

Provider

Billing and rendering

Billing provider
Harbor Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
4121885428
Network
In network
Rendering NPI
4121885428
Location
Tempe, AZ · TIN 21-1131562
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
185025Complete blood count with differential—11$67.00$41.54$41.54$0.00Paid
Totals$67.00$41.54$41.54$0.00
Diagnoses (ICD-10-CM)
  • 1. I10 Essential (primary) hypertensionprincipal
  • 2. E11.9 Type 2 diabetes mellitus without complications
Claim header
Patient account
PA-241249
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 0 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-015166 (verified, link confidence 0.99).
EligibilityPassActive on 2026-02-18: OPTIONS-PPO (PPO), effective 2023-08-01.
Timely filingPassReceived 6 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Harbor Reference Lab (4121885428).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Harbor Reference Lab2026-02-18 15:19

    Follow-up for essential (primary) hypertension. Plan discussed, medications reconciled. Authorisation was obtained by phone from the plan on the day before service; reference number recorded on the face sheet.

  • SystemSystem: Claims system2026-02-24 00:55

    Authorisation number on the claim does not match the UM system format. Provider states it was issued by phone.

  • AdministrativeExaminer: D. Okafor (Medical Director, MD)2026-02-24 12:15

    Called the provider office; awaiting documentation.

Attachments

Documents received with the claim

  • Prior auth letterface_sheet_PA-241249.pdf1 page

    Provider face sheet with a handwritten authorisation reference; no plan letterhead.

Explanation of benefits

What the member will see

Amount billed
$67.00
Plan discount
$25.46
contracted rate
Plan paid
$0.00
You may owe
$41.54
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-22 12:44
    Clean claim.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

PendedCO197scenario: Auth unverifiable

Authorisation must be confirmed with UM before payment.