Claims workbench/CLM-2026-019548
Institutional claim · UB-04 · EDI 837I

CLM-2026-019548

Summit Regional Medical Center, Emergency Medicine. Service 2026-09-07 at emergency room (POS 23). Received 2026-09-10.

Denied
Billed
$2,126.00
1 line
Allowed
$1,169.30
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 10% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-86970-76
Date of birth
1974-11-16
Identity
Verified4 records, confidence 0.99
Claim record
CLMCLM-415850
Relationship
Child, Columbus, OH

Coverage and accumulators

Found by member ID

Plan
CHOICE-PLUS-PPO PPO group GRP-1151
Coverage period
2025-01-01 to 2026-05-25
Deductible
$872.74 of $1,000.0087%
Out-of-pocket maximum
$1,495.27 of $3,000.0050%
Copays
office $20.00, specialist $60.00, emergency $350.00
Physical therapy visits
1 of 20 used

Provider

Billing and rendering

Billing provider
Summit Regional Medical Center
Emergency Medicine · taxonomy 207P00000X
NPI
3973431752
Network
In network
Rendering NPI
3973431752
Location
Nashville, TN · TIN 74-3643207
Authorisation / referral
none / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
199285
rev 0450
Emergency department visit, high severity with threat to life—11$2,126.00$1,169.30——DeniedCO27
Totals$2,126.00$1,169.30——
Diagnoses (ICD-10-CM)
  • 1. S93.401A Sprain of unspecified ligament of right ankle, initial encounterprincipal
Claim header
Patient account
PA-324051
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-022370 (verified, link confidence 0.99).
EligibilityFailCO27Date of service 2026-09-07 is after coverage terminated on 2026-05-25.
Expenses incurred after coverage terminated
Timely filingPassReceived 3 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Summit Regional Medical Center (3973431752).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Summit Regional Medical Center2026-09-07 12:06

    Follow-up for sprain of unspecified ligament of right ankle, initial encounter. Plan discussed, medications reconciled.

  • SystemSystem: Claims system2026-09-10 01:10

  • AdministrativeExaminer: M. Alvarez (Claims Examiner I)2026-09-10 11:58

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

  • Itemized billitemized_PA-324051.pdf7 pages

    Itemised statement totalling $2126.00 across 1 line.

  • Er reported_report_PA-324051.pdf6 pages

    Emergency department record: triage acuity 3, chief complaint sprain of unspecified ligament of right ankle, initial encounter.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-22 12:44
    Eligibility: Date of service 2026-09-07 is after coverage terminated on 2026-05-25.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.