Claims workbench/CLM-2026-019723
Professional claim · CMS-1500 · EDI 837P

CLM-2026-019723

Northgate Reference Lab, Clinical Laboratory. Service 2026-03-04 at independent laboratory (POS 81). Received 2026-03-26.

Denied
Billed
$115.00
2 lines
Allowed
$71.30
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 30% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-64893-75
Date of birth
1969-07-13
Identity
Verified4 records, confidence 1.00
Claim record
CLMCLM-427649
Relationship
Self, Eden Prairie, MN

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-8337
Coverage period
2023-08-01 to 2026-02-18
Deductible
$556.39 of $1,000.0056%
Out-of-pocket maximum
$479.67 of $4,000.0012%
Copays
office $25.00, specialist $50.00, emergency $350.00
Physical therapy visits
3 of 20 used

Provider

Billing and rendering

Billing provider
Northgate Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
7207177792
Network
In network
Rendering NPI
7207177792
Location
Miami, FL · TIN 47-3638402
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$62.00$38.44——DeniedCO27
280053Comprehensive metabolic panel—11,2$53.00$32.86——DeniedCO27
Totals$115.00$71.30——
Diagnoses (ICD-10-CM)
  • 1. E11.9 Type 2 diabetes mellitus without complicationsprincipal
  • 2. N39.0 Urinary tract infection, site not specified
Claim header
Patient account
PA-856574
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-001694 (verified, link confidence 1.00).
EligibilityFailCO27Date of service 2026-03-04 is after coverage terminated on 2026-02-18.
Expenses incurred after coverage terminated
Timely filingPassReceived 22 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Northgate Reference Lab (7207177792).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Northgate Reference Lab2026-03-04 10:30

    Established patient presents with type 2 diabetes mellitus without complications; symptoms reviewed and vitals within expected range.

  • SystemSystem: Claims system2026-03-26 06:59

  • AdministrativeExaminer: D. Okafor (Medical Director, MD)2026-03-26 14:57

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-22 12:44
    Eligibility: Date of service 2026-03-04 is after coverage terminated on 2026-02-18.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.