Claims workbench/CLM-2026-019798

Institutional claim · UB-04 · Paper

CLM-2026-019798

Harbor Bone and Joint Center, Orthopedic Surgery. Service 2026-03-27 to 2026-03-28 at inpatient hospital (POS 21). Received 2026-04-30.

Denied

Billed

$42,813.00

1 line

Allowed

$23,547.15

if approved

Plan pays

—

Denied

Member owes

—

copay / deductible / 20% coinsurance

Rules engine

Deny

CO18

Decided by

Claims rules engine

2026-10-21 13:43

Member

Resolved through the identity graph

Member: Paul Lopez
Member ID: UHC-40853-63
Date of birth: 1966-05-01
Identity: Verified4 records, confidence 0.96
Claim record: CLMCLM-401860
Relationship: Self, Scottsdale, AZ

Coverage and accumulators

Found by member ID

Plan: OPTIONS-PPO PPO group GRP-2625
Coverage period: 2022-02-01 to present
Deductible: $1,187.01 of $1,500.0079%
Out-of-pocket maximum: $1,733.37 of $4,500.0039%
Copays: office $40.00, specialist $60.00, emergency $250.00
Physical therapy visits: 16 of 20 used

Provider

Billing and rendering

Billing provider: Harbor Bone and Joint Center
Orthopedic Surgery · taxonomy 207X00000X
NPI: 1970418400
Network: In network
Rendering NPI: 7442139920
Location: Tampa, FL · TIN 23-8846705
Authorisation / referral: PA2025409534 / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

Line	Code	Description	Mod.	Units	Dx	Billed	Allowed	Member	Plan	Line status
1	27447 rev 0360	Total knee arthroplasty	—	1	1	$42,813.00	$23,547.15	—	—	DeniedCO18
Totals						$42,813.00	$23,547.15	—	—

Diagnoses (ICD-10-CM)

1. M17.12 Unilateral primary osteoarthritis, left kneeprincipal
2. M25.561 Pain in right knee

Claim header

Patient account: PA-111033
Frequency code: 1 (original)
Accident: No
DRG: 470
Admit / discharge: 2026-03-27 to 2026-03-28
Landed: 2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

Check	Result	Code	Detail
Member identity	Pass		Attached to MBR-016509 (verified, link confidence 0.96).
Eligibility	Pass		Active on 2026-03-27: OPTIONS-PPO (PPO), effective 2022-02-01.
Timely filing	Pass		Received 33 days after service (limit 90).
Duplicate check	Fail	CO18	Exact duplicate of CLM-2026-019797: same member, date of service, procedures and billing provider. Exact duplicate claim or service
Prior authorisation	Pass		Authorisation PA2025409534 on file for 27447.
Provider network	Pass		In-network provider Harbor Bone and Joint Center (1970418400).
Medical necessity	Pass		Diagnosis supports the procedures billed.
Bundling (NCCI)	Pass		No bundling conflicts.
Benefit limits	Pass		No limited benefit on this claim.
Completeness	Pass		Required documentation present.
High-dollar review	Review	HIGH	Billed $42,813.00 exceeds the auto-adjudication ceiling of $15,000.00; examiner sign-off required. Billed amount above auto-pay ceiling

Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

ClinicalProvider: Harbor Bone and Joint Center2026-03-28 17:36
Follow-up for unilateral primary osteoarthritis, left knee. Plan discussed, medications reconciled.
SystemSystem: Claims system2026-04-30 01:32
System edit 018 fired: identical member, date of service, procedure and billing provider as a prior submission.

Attachments

Documents received with the claim

Prior auth letterPA2025409534_approval.pdf2 pages
Utilisation management approval letter for 27447 (Total knee arthroplasty), valid 2026-03-27 to 2026-06-25.
Itemized billitemized_PA-111033.pdf6 pages
Itemised statement totalling $42813.00 across 1 line.

Claim history

Every event on this claim, sealed in the audit chain

Rules engineDenied2026-10-21 13:43
Duplicate check: Exact duplicate of CLM-2026-019797: same member, date of service, procedures and billing provider. High-dollar review: Billed $42,813.00 exceeds the auto-adjudication ceiling of $15,000.00; examiner sign-off required.

Other claims for this member

Same resolved identity

Claim	Service	Provider	Billed	Status
CLM-2026-019797	2026-03-27	Harbor Bone and Joint Center	$42,813.00	Needs review
CLM-2026-006147	2026-01-14	Heritage Clinical Laboratories	$76.00	Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome

Approve and pay as pricedAllowed amount, member responsibility and plan payment are applied to every line.DenyNo payment. Reason codes go on the remittance advice and the member's explanation of benefits.Pend for informationHold the claim; a development letter or confirmation is needed before it can be finalised.Refer to special investigationsRoute to the SIU for a fraud, waste and abuse review. No payment until cleared.

Examiner rationale *

At least 8 characters (0/8)

ExaminerR. Patel (Claims Examiner II)

Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO18scenario: Duplicate

Exact duplicate of an earlier submission.

Review queue Member identity