Claims workbench/CLM-2026-020272

Institutional claim · UB-04 · EDI 837I

CLM-2026-020272

Meadow GI Associates, Gastroenterology. Service 2025-12-26 at outpatient hospital (POS 22). Received 2026-01-12.

DeniedOut of network

Billed

$1,974.00

1 line

Allowed

$888.30

if approved

Plan pays

—

Denied

Member owes

—

copay / deductible / 10% coinsurance

Rules engine

Deny

CO204

Decided by

Claims rules engine

2026-10-22 12:44

Member

Resolved through the identity graph

Member: Dylan Arnold
Member ID: UHC-34868-16
Date of birth: 1964-03-17
Identity: Verified4 records, confidence 0.99
Claim record: CLMCLM-403781
Relationship: Self, Jacksonville, FL

Coverage and accumulators

Found by member ID

Plan: SELECT-EPO EPO group GRP-5946
Coverage period: 2021-04-01 to present
Deductible: $483.42 of $1,500.0032%
Out-of-pocket maximum: $1,433.77 of $3,000.0048%
Copays: office $20.00, specialist $75.00, emergency $350.00
Physical therapy visits: 12 of 20 used

Provider

Billing and rendering

Billing provider: Meadow GI Associates
Gastroenterology · taxonomy 207RG0100X
NPI: 7747243401
Network: Out of network
Rendering NPI: 6415918443
Location: Los Angeles, CA · TIN 16-0400328
Authorisation / referral: PA2025914496 / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

Line	Code	Description	Mod.	Units	Dx	Billed	Allowed	Member	Plan	Line status
1	45378 rev 0750	Colonoscopy, diagnostic	—	1	1	$1,974.00	$888.30	—	—	DeniedCO204
Totals						$1,974.00	$888.30	—	—

Diagnoses (ICD-10-CM)

1. R10.13 Epigastric painprincipal
2. K58.0 Irritable bowel syndrome with diarrhea

Claim header

Patient account: PA-621612
Frequency code: 1 (original)
Accident: No
DRG: —
Admit / discharge: —
Landed: 2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

Check	Result	Code	Detail
Member identity	Pass		Attached to MBR-003796 (verified, link confidence 0.99).
Eligibility	Pass		Active on 2025-12-26: SELECT-EPO (EPO), effective 2021-04-01.
Timely filing	Pass		Received 17 days after service (limit 90).
Duplicate check	Pass		No matching prior claim in the duplicate window.
Prior authorisation	Pass		Authorisation PA2025914496 on file for 45378.
Provider network	Fail	CO204	Billing provider 7747243401 is out of network and the EPO plan has no out-of-network benefit. Service not covered under the member's plan
Medical necessity	Pass		Diagnosis supports the procedures billed.
Bundling (NCCI)	Pass		No bundling conflicts.
Benefit limits	Pass		No limited benefit on this claim.
Completeness	Pass		Required documentation present.
High-dollar review	Pass		Within the auto-adjudication ceiling.

Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

ClinicalProvider: Meadow GI Associates2025-12-26 17:28
Follow-up for epigastric pain. Plan discussed, medications reconciled.
SystemSystem: Claims system2026-01-12 04:45
Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.
AdministrativeExaminer: M. Alvarez (Claims Examiner I)2026-01-12 13:18
Member services inquiry logged on this claim; member asked about the status of payment.

Attachments

Documents received with the claim

Prior auth letterPA2025914496_approval.pdf2 pages
Utilisation management approval letter for 45378 (Colonoscopy, diagnostic), valid 2025-12-26 to 2026-03-26.
Itemized billitemized_PA-621612.pdf5 pages
Itemised statement totalling $1974.00 across 1 line.

Claim history

Every event on this claim, sealed in the audit chain

Rules engineDenied2026-10-22 12:44
Provider network: Billing provider 7747243401 is out of network and the EPO plan has no out-of-network benefit.

Other claims for this member

Same resolved identity

Claim	Service	Provider	Billed	Status
CLM-2026-025522	2026-09-11	Mesa Physical Therapy	$272.00	Approved
CLM-2026-001069	2026-02-10	Summit Clinical Laboratories	$117.00	Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome

Approve and pay as pricedAllowed amount, member responsibility and plan payment are applied to every line.DenyNo payment. Reason codes go on the remittance advice and the member's explanation of benefits.Pend for informationHold the claim; a development letter or confirmation is needed before it can be finalised.Refer to special investigationsRoute to the SIU for a fraud, waste and abuse review. No payment until cleared.

Examiner rationale *

At least 8 characters (0/8)

ExaminerR. Patel (Claims Examiner II)

Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO204scenario: Oon hmo

No out-of-network benefit on this plan.

Review queue Member identity