Claims workbench/CLM-2026-020923
Professional claim · CMS-1500 · EDI 837P

CLM-2026-020923

Meadow Physical Therapy, Physical Therapy. Service 2026-09-07 at office (POS 11). Received 2026-09-21.

DeniedOut of network
Billed
$323.00
2 lines
Allowed
$145.35
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 30% coinsurance
Rules engine
Deny
CO204
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
none on golden record
Date of birth
1962-12-07
Identity
Provisional1 records, confidence 1.00
Claim record
CLMCLM-419273
Relationship
Spouse, Chandler, AZ

Coverage and accumulators

Found by name and date of birth

Plan
CORE-HMO HMO group GRP-6730
Coverage period
2021-09-01 to present
Deductible
$23.73 of $500.005%
Out-of-pocket maximum
$41.05 of $1,000.004%
Copays
office $30.00, specialist $40.00, emergency $250.00
Physical therapy visits
14 of 20 used

Provider

Billing and rendering

Billing provider
Meadow Physical Therapy
Physical Therapy · taxonomy 225100000X
NPI
9574290588
Network
Out of network
Rendering NPI
2815641305
Location
Denver, CO · TIN 57-2119772
Authorisation / referral
none / REF330273

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
197110Therapeutic exercise, 15 minutes—31$264.00$118.80——DeniedCO204
297140Manual therapy, 15 minutes—11,2$59.00$26.55——DeniedCO204
Totals$323.00$145.35——
Diagnoses (ICD-10-CM)
  • 1. Z47.1 Aftercare following joint replacement surgeryprincipal
  • 2. M25.561 Pain in right knee
Claim header
Patient account
PA-113522
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-044674 (provisional, link confidence 1.00).
EligibilityNoteActive on 2026-09-07: CORE-HMO (HMO), effective 2021-09-01. Coverage found by name and date of birth because the claim carried no usable member ID.
Timely filingPassReceived 14 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkFailCO204Billing provider 9574290588 is out of network and the HMO plan has no out-of-network benefit.
Service not covered under the member's plan
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassPhysical therapy visits used 14 of 20.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Meadow Physical Therapy2026-09-07 17:40

    Patient seen for aftercare following joint replacement surgery.

  • SystemSystem: Claims system2026-09-21 04:22

    Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.

  • AdministrativeExaminer: R. Patel (Claims Examiner II)2026-09-21 12:13

    Reviewed with the member's history on file. Holding for the items listed above.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Eligibility: Active on 2026-09-07: CORE-HMO (HMO), effective 2021-09-01. Coverage found by name and date of birth because the claim carried no usable member ID. Provider network: Billing provider 9574290588 is out of network and the HMO plan has no out-of-network benefit.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO204scenario: Oon hmo

No out-of-network benefit on this plan.