Claims workbench/CLM-2026-021455
Professional claim · CMS-1500 · EDI 837P

CLM-2026-021455

Unity Reference Lab, Clinical Laboratory. Service 2026-06-08 at independent laboratory (POS 81). Received 2026-06-14.

Approved
Billed
$223.00
4 lines
Allowed
$138.26
contract rate applied
Plan pays
$0.00
approved
Member owes
$138.26
copay / deductible / 10% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-47146-64
Date of birth
1983-11-20
Identity
Verified3 records, confidence 0.98
Claim record
CLMCLM-422054
Relationship
Spouse, Chandler, AZ

Coverage and accumulators

Found by member ID

Plan
NULL PPO group GRP-0953
Coverage period
2023-12-01 to present
Deductible
$255.33 of $500.0051%
Out-of-pocket maximum
$558.73 of $1,500.0037%
Copays
office $30.00, specialist $40.00, emergency $350.00
Physical therapy visits
1 of 20 used

Provider

Billing and rendering

Billing provider
Unity Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
4372283836
Network
In network
Rendering NPI
4372283836
Location
Phoenix, AZ · TIN 58-9749325
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$46.00$28.52$28.52$0.00Paid
280061Lipid panel—11,2$48.00$29.76$29.76$0.00Paid
385025Complete blood count with differential—11$57.00$35.34$35.34$0.00Paid
480053Comprehensive metabolic panel2512$72.00$44.64$44.64$0.00Paid
Totals$223.00$138.26$138.26$0.00
Diagnoses (ICD-10-CM)
  • 1. I10 Essential (primary) hypertensionprincipal
  • 2. E11.9 Type 2 diabetes mellitus without complications
Claim header
Patient account
PA-441807
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 0 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-034801 (verified, link confidence 0.98).
EligibilityPassActive on 2026-06-08: NULL (PPO), effective 2023-12-01.
Timely filingPassReceived 6 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Unity Reference Lab (4372283836).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Unity Reference Lab2026-06-08 12:31

    Patient seen for essential (primary) hypertension. Authorisation was obtained by phone from the plan on the day before service; reference number recorded on the face sheet.

  • SystemSystem: Claims system2026-06-14 06:08

    Authorisation number on the claim does not match the UM system format. Provider states it was issued by phone.

  • AdministrativeExaminer: M. Alvarez (Claims Examiner I)2026-06-14 10:21

    Member services inquiry logged on this claim; member asked about the status of payment.

Attachments

Documents received with the claim

  • Prior auth letterface_sheet_PA-441807.pdf1 page

    Provider face sheet with a handwritten authorisation reference; no plan letterhead.

Explanation of benefits

What the member will see

Amount billed
$223.00
Plan discount
$84.74
contracted rate
Plan paid
$0.00
You may owe
$138.26
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-22 12:44
    Clean claim.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

PendedCO197scenario: Auth unverifiable

Authorisation must be confirmed with UM before payment.