CLM-2026-022581
Cornerstone Reference Lab, Clinical Laboratory. Service 2026-02-19 at independent laboratory (POS 81). Received 2026-04-04.
Member
Resolved through the identity graph
- Member
- Christian Gibson
- Member ID
- UHC-66139-13
- Date of birth
- 1999-04-16
- Identity
- Verified3 records, confidence 0.99
- Claim record
- CLMCLM-410501
- Relationship
- Self, Phoenix, AZ
Coverage and accumulators
Found by member ID
- Plan
- NAVIGATE-HMO HMO group GRP-0897
- Coverage period
- 2023-04-01 to present
- Deductible
- $2,634.64 of $3,500.0075%
- Out-of-pocket maximum
- $3,399.61 of $14,000.0024%
- Copays
- office $25.00, specialist $75.00, emergency $150.00
- Physical therapy visits
- 5 of 20 used
Provider
Billing and rendering
- Billing provider
- Cornerstone Reference LabClinical Laboratory · taxonomy 291U00000X
- NPI
- 5966486339
- Network
- Out of network
- Rendering NPI
- 5966486339
- Location
- San Diego, CA · TIN 79-8835639
- Authorisation / referral
- none / REF651009
Service lines
CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line
| Line | Code | Description | Mod. | Units | Dx | Billed | Allowed | Member | Plan | Line status |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 80053 | Comprehensive metabolic panel | — | 1 | 1 | $71.00 | $31.95 | — | — | DeniedCO204 |
| 2 | 80061 | Lipid panel | — | 1 | 1,2 | $62.00 | $27.90 | — | — | DeniedCO204 |
| 3 | 87086 | Urine culture | 25 | 1 | 1 | $55.00 | $24.75 | — | — | DeniedCO204 |
| Totals | $188.00 | $84.60 | — | — | ||||||
- 1. E11.9 Type 2 diabetes mellitus without complicationsprincipal
- 2. I10 Essential (primary) hypertension
- Patient account
- PA-418277
- Frequency code
- 1 (original)
- Accident
- No
- DRG
- —
- Admit / discharge
- —
- Landed
- 2026-10-21 13:43
Rules engine
CLAIMS-ADJ v1: 11 checks, 1 needing attention
| Check | Result | Code | Detail |
|---|---|---|---|
| Member identity | Pass | Attached to MBR-023919 (verified, link confidence 0.99). | |
| Eligibility | Pass | Active on 2026-02-19: NAVIGATE-HMO (HMO), effective 2023-04-01. | |
| Timely filing | Pass | Received 44 days after service (limit 90). | |
| Duplicate check | Pass | No matching prior claim in the duplicate window. | |
| Prior authorisation | Pass | No line requires precertification. | |
| Provider network | Fail | CO204 | Billing provider 5966486339 is out of network and the HMO plan has no out-of-network benefit. Service not covered under the member's plan |
| Medical necessity | Pass | Diagnosis supports the procedures billed. | |
| Bundling (NCCI) | Pass | No bundling conflicts. | |
| Benefit limits | Pass | No limited benefit on this claim. | |
| Completeness | Pass | Required documentation present. | |
| High-dollar review | Pass | Within the auto-adjudication ceiling. |
Notes
Provider, system and examiner notes on this claim
- ClinicalProvider: Cornerstone Reference Lab2026-02-19 11:21
Patient seen for type 2 diabetes mellitus without complications.
- SystemSystem: Claims system2026-04-04 01:33
Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.
- AdministrativeExaminer: D. Okafor (Medical Director, MD)2026-04-04 14:22
Called the provider office; awaiting documentation.
Attachments
Documents received with the claim
Claim history
Every event on this claim, sealed in the audit chain
- Rules engineDenied2026-10-21 13:43Provider network: Billing provider 5966486339 is out of network and the HMO plan has no out-of-network benefit.
Other claims for this member
Same resolved identity
| Claim | Service | Provider | Billed | Status |
|---|---|---|---|---|
| CLM-2026-020350 | 2026-08-19 | Unity Community Hospital | $1,144.00 | Approved |
AI recommendation
assist mode · apac.amazon.nova-pro-v1:0
Examiner decision
Denied by Claims rules engine; an examiner may still override
Evaluation truth
Hidden label from the synthetic generator; never shown to the model
No out-of-network benefit on this plan.