Claims workbench/CLM-2026-022618
Professional claim · CMS-1500 · EDI 837P

CLM-2026-022618

Unity Reference Lab, Clinical Laboratory. Service 2026-06-20 at independent laboratory (POS 81). Received 2026-07-07.

Approved
Billed
$137.00
3 lines
Allowed
$84.94
contract rate applied
Plan pays
$0.00
approved
Member owes
$84.94
copay / deductible / 10% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-51097-46
Date of birth
1952-09-18
Identity
Verified5 records, confidence 0.99
Claim record
CLMCLM-431281
Relationship
Self, Tempe, AZ

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-8154
Coverage period
2022-07-01 to present
Deductible
$634.27 of $3,500.0018%
Out-of-pocket maximum
$1,030.89 of $7,000.0015%
Copays
office $40.00, specialist $50.00, emergency $250.00
Physical therapy visits
17 of 20 used

Provider

Billing and rendering

Billing provider
Unity Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
4372283836
Network
In network
Rendering NPI
4372283836
Location
Phoenix, AZ · TIN 58-9749325
Authorisation / referral
none / REF211733

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
180061Lipid panel—11$37.00$22.94$22.94$0.00Paid
287086Urine culture—12$37.00$22.94$22.94$0.00Paid
383036Hemoglobin A1c—12$63.00$39.06$39.06$0.00Paid
Totals$137.00$84.94$84.94$0.00
Diagnoses (ICD-10-CM)
  • 1. E78.5 Hyperlipidemia, unspecifiedprincipal
  • 2. I10 Essential (primary) hypertension
Claim header
Patient account
PA-163064
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 0 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-009209 (verified, link confidence 0.99).
EligibilityPassActive on 2026-06-20: NAVIGATE-HMO (HMO), effective 2022-07-01.
Timely filingPassReceived 17 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Unity Reference Lab (4372283836).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Unity Reference Lab2026-06-20 12:17

    Established patient presents with hyperlipidemia, unspecified; symptoms reviewed and vitals within expected range. Authorisation was obtained by phone from the plan on the day before service; reference number recorded on the face sheet.

  • SystemSystem: Claims system2026-07-07 04:24

    Authorisation number on the claim does not match the UM system format. Provider states it was issued by phone.

  • AdministrativeExaminer: D. Okafor (Medical Director, MD)2026-07-07 12:17

    Member services inquiry logged on this claim; member asked about the status of payment.

Attachments

Documents received with the claim

  • Prior auth letterface_sheet_PA-163064.pdf1 page

    Provider face sheet with a handwritten authorisation reference; no plan letterhead.

Explanation of benefits

What the member will see

Amount billed
$137.00
Plan discount
$52.06
contracted rate
Plan paid
$0.00
You may owe
$84.94
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-22 12:44
    Clean claim.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0275622025-10-15Riverside Community Hospital$3,118.00Denied
CLM-2026-0093942025-12-26Northgate Reference Lab$107.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

PendedCO197scenario: Auth unverifiable

Authorisation must be confirmed with UM before payment.