Claims workbench/CLM-2026-024243

Institutional claim · UB-04 · EDI 837I

CLM-2026-024243

Summit Reference Lab, Clinical Laboratory. Service 2026-01-13 at outpatient hospital (POS 22). Received 2026-02-02.

Needs reviewOut of network

Billed

$2,106.00

1 line

Allowed

$947.70

if approved

Plan pays

—

Needs review

Member owes

—

copay / deductible / 20% coinsurance

Rules engine

Review

CO50

Decided by

Nobody yet

open

Member

Resolved through the identity graph

Member: Kelly Chapman
Member ID: UHC-53409-78
Date of birth: 1970-01-12
Identity: Verified3 records, confidence 0.99
Claim record: CLMCLM-430954
Relationship: Spouse, Las Vegas, NV

Coverage and accumulators

Found by member ID

Plan: OPTIONS-PPO PPO group GRP-8730
Coverage period: 2025-11-01 to present
Deductible: $2,426.80 of $3,500.0069%
Out-of-pocket maximum: $680.54 of $7,000.0010%
Copays: office $20.00, specialist $40.00, emergency $350.00
Physical therapy visits: 8 of 20 used

Provider

Billing and rendering

Billing provider: Summit Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI: 7256801888
Network: Out of network
Rendering NPI: 7256801888
Location: Scottsdale, AZ · TIN 41-8218808
Authorisation / referral: PA2026461896 / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

Line	Code	Description	Mod.	Units	Dx	Billed	Allowed	Member	Plan	Line status
1	70553 rev 0610	MRI brain with and without contrast	—	1	1	$2,106.00	$947.70	—	—	Review
Totals						$2,106.00	$947.70	—	—

Diagnoses (ICD-10-CM)

1. Z00.00 Encounter for general adult medical examination without abnormal findingsprincipal

Claim header

Patient account: PA-589850
Frequency code: 1 (original)
Accident: No
DRG: —
Admit / discharge: —
Landed: 2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

Check	Result	Code	Detail
Member identity	Pass		Attached to MBR-009730 (verified, link confidence 0.99).
Eligibility	Pass		Active on 2026-01-13: OPTIONS-PPO (PPO), effective 2025-11-01.
Timely filing	Pass		Received 20 days after service (limit 90).
Duplicate check	Pass		No matching prior claim in the duplicate window.
Prior authorisation	Pass		Authorisation PA2026461896 on file for 70553.
Provider network	Note		Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessity	Review	CO50	70553 billed with routine diagnosis Z00.00; clinical notes must support necessity. Not medically necessary per payer policy
Bundling (NCCI)	Pass		No bundling conflicts.
Benefit limits	Pass		No limited benefit on this claim.
Completeness	Pass		Required documentation present.
High-dollar review	Pass		Within the auto-adjudication ceiling.

Evaluated 2026-10-22 12:44 under policy version 1. Left for review: soft signals only, no hard rule fired.

Notes

Provider, system and examiner notes on this claim

ClinicalProvider: Summit Reference Lab2026-01-13 09:16
Follow-up for encounter for general adult medical examination without abnormal findings. Plan discussed, medications reconciled. Imaging was ordered because of progressive neurological symptoms and failed conservative therapy over 8 weeks; study is medically necessary to rule out structural cause.
SystemSystem: Claims system2026-02-02 06:00
Clinical edit: advanced imaging billed with a routine examination diagnosis. Sent to nurse review for medical necessity.
AdministrativeExaminer: L. Brooks (Nurse Reviewer, RN)2026-02-02 08:42
Member services inquiry logged on this claim; member asked about the status of payment.

Attachments

Documents received with the claim

Prior auth letterPA2026461896_approval.pdf2 pages
Utilisation management approval letter for 70553 (MRI brain with and without contrast), valid 2026-01-13 to 2026-04-13.
Itemized billitemized_PA-589850.pdf4 pages
Itemised statement totalling $2106.00 across 1 line.
Medical recordrecords_PA-589850.pdf18 pages
Clinic notes documenting 8 weeks of failed conservative therapy and progressive symptoms.

Claim history

Every event on this claim, sealed in the audit chain

Rules engineReview2026-10-22 12:44
Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply. Medical necessity: 70553 billed with routine diagnosis Z00.00; clinical notes must support necessity.

Other claims for this member

Same resolved identity

Claim	Service	Provider	Billed	Status
CLM-2026-027185	2026-03-23	Canyon Diagnostic Imaging	$245.00	Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

The rules engine left this claim for review. The AI adjudicator can read the evidence pack (lines, notes, attachments, coverage, history) and recommend an outcome with citations.

Examiner decision

Record the final decision; pricing and remittance reasons follow from it

Outcome

Approve and pay as pricedAllowed amount, member responsibility and plan payment are applied to every line.DenyNo payment. Reason codes go on the remittance advice and the member's explanation of benefits.Pend for informationHold the claim; a development letter or confirmation is needed before it can be finalised.Refer to special investigationsRoute to the SIU for a fraud, waste and abuse review. No payment until cleared.

Examiner rationale *

At least 8 characters (0/8)

ExaminerR. Patel (Claims Examiner II)

Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Dx mismatch

Notes document medical necessity.

Review queue Member identity