Claims workbench/CLM-2026-026357
Institutional claim · UB-04 · EDI 837I

CLM-2026-026357

Summit Cardiovascular Associates, Cardiology. Service 2025-12-17 at outpatient hospital (POS 22). Received 2026-01-06.

Needs review
Billed
$3,501.00
1 line
Allowed
$1,925.55
if approved
Plan pays
—
Needs review
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Review
CO50
Decided by
Nobody yet
open

Member

Resolved through the identity graph

Member ID
UHC-35478-16
Date of birth
2002-08-14
Identity
Verified3 records, confidence 0.99
Claim record
CLMCLM-401674
Relationship
Self, Jacksonville, FL

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-4203
Coverage period
2023-01-01 to present
Deductible
$529.14 of $1,000.0053%
Out-of-pocket maximum
$39.97 of $2,000.002%
Copays
office $20.00, specialist $50.00, emergency $250.00
Physical therapy visits
16 of 20 used

Provider

Billing and rendering

Billing provider
Summit Cardiovascular Associates
Cardiology · taxonomy 207RC0000X
NPI
5138686964
Network
In network
Rendering NPI
6938517813
Location
Houston, TX · TIN 53-6389420
Authorisation / referral
PA2026685543 / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
170553
rev 0610
MRI brain with and without contrast—11$3,501.00$1,925.55——Review
Totals$3,501.00$1,925.55——
Diagnoses (ICD-10-CM)
  • 1. Z00.00 Encounter for general adult medical examination without abnormal findingsprincipal
  • 2. I10 Essential (primary) hypertension
Claim header
Patient account
PA-642899
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-001677 (verified, link confidence 0.99).
EligibilityPassActive on 2025-12-17: OPTIONS-PPO (PPO), effective 2023-01-01.
Timely filingPassReceived 20 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassAuthorisation PA2026685543 on file for 70553.
Provider networkPassIn-network provider Summit Cardiovascular Associates (5138686964).
Medical necessityReviewCO5070553 billed with routine diagnosis Z00.00; clinical notes must support necessity.
Not medically necessary per payer policy
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Left for review: soft signals only, no hard rule fired.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Summit Cardiovascular Associates2025-12-17 18:37

    Established patient presents with encounter for general adult medical examination without abnormal findings; symptoms reviewed and vitals within expected range. Routine screening visit; no acute findings, no red-flag symptoms documented.

  • SystemSystem: Claims system2026-01-06 03:39

    Clinical edit: advanced imaging billed with a routine examination diagnosis. Sent to nurse review for medical necessity.

  • AdministrativeExaminer: T. Nguyen (Senior Claims Examiner)2026-01-06 17:16

    Reviewed with the member's history on file. Holding for the items listed above.

Attachments

Documents received with the claim

  • Prior auth letterPA2026685543_approval.pdf2 pages

    Utilisation management approval letter for 70553 (MRI brain with and without contrast), valid 2025-12-17 to 2026-03-17.

  • Itemized billitemized_PA-642899.pdf9 pages

    Itemised statement totalling $3501.00 across 1 line.

  • Medical recordrecords_PA-642899.pdf8 pages

    Clinic notes for a routine annual visit; no symptoms documented.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineReview2026-10-21 13:43
    Medical necessity: 70553 billed with routine diagnosis Z00.00; clinical notes must support necessity.
  2. AI recommendationDenied2026-10-21 14:15
    The claim for an MRI brain with and without contrast (70553) was billed with a routine diagnosis (Z00.00) and the clinical note does not support medical necessity [N1]. The policy requires documentation of failed conservative treatment or red-flag symptoms for advanced imaging with a routine examination diagnosis, which is not present in this case [R-clinical_edit]. Therefore, the service is not medically necessary per payer policy.
  3. AI recommendation recordedR. Patel (Claims Examiner II)2026-10-21 14:15 · adc1d9c9

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0298642026-05-27Northgate Internal Medicine Associates$201.00Approved

AI recommendation

apac.amazon.nova-pro-v1:0 · prompt adjudicate-v1 · policy v1 · assist mode

Deniedconfidence 0.95 Validated
  • CO50 Not medically necessary per payer policy

The claim for an MRI brain with and without contrast (70553) was billed with a routine diagnosis (Z00.00) and the clinical note does not support medical necessity [N1]. The policy requires documentation of failed conservative treatment or red-flag symptoms for advanced imaging with a routine examination diagnosis, which is not present in this case [R-clinical_edit]. Therefore, the service is not medically necessary per payer policy.

Evidence cited: [C][DX][L1][N1][R-clinical_edit]
Latency
1,889 ms
Tokens
1,459 in / 160 out
Cost
$0.0017
Input hash b645ab078fd37068… · identifiers withheld from the model: name, dob, member_id

Examiner decision

Record the final decision; pricing and remittance reasons follow from it

Pre-filled from the AI recommendation. Change anything before you record it.
Outcome
Reason codes *
  • CO50 Not medically necessary per payer policy
484 characters
ExaminerR. Patel (Claims Examiner II)
Will apply: deny

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO50scenario: Dx mismatch

Routine diagnosis does not support advanced imaging.