Claims workbench/CLM-2026-026742
Professional claim · CMS-1500 · EDI 837P

CLM-2026-026742

Meadow Reference Lab, Clinical Laboratory. Service 2026-06-25 at independent laboratory (POS 81). Received 2026-08-01.

DeniedOut of network
Billed
$159.00
3 lines
Allowed
$71.55
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 30% coinsurance
Rules engine
Deny
CO204
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-44493-32
Date of birth
1964-11-14
Identity
Verified4 records, confidence 0.98
Claim record
CLMCLM-406333
Relationship
Self, Denver, CO

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-0795
Coverage period
2025-06-01 to present
Deductible
$90.20 of $500.0018%
Out-of-pocket maximum
$106.81 of $1,000.0011%
Copays
office $20.00, specialist $75.00, emergency $150.00
Physical therapy visits
22 of 20 used

Provider

Billing and rendering

Billing provider
Meadow Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
3840164321
Network
Out of network
Rendering NPI
3840164321
Location
Los Angeles, CA · TIN 14-8564922
Authorisation / referral
none / REF331194

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
185025Complete blood count with differential—11$69.00$31.05——DeniedCO204
283036Hemoglobin A1c—12$47.00$21.15——DeniedCO204
380053Comprehensive metabolic panel—11$43.00$19.35——DeniedCO204
Totals$159.00$71.55——
Diagnoses (ICD-10-CM)
  • 1. I10 Essential (primary) hypertensionprincipal
Claim header
Patient account
PA-338755
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-015609 (verified, link confidence 0.98).
EligibilityPassActive on 2026-06-25: NAVIGATE-HMO (HMO), effective 2025-06-01.
Timely filingPassReceived 37 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkFailCO204Billing provider 3840164321 is out of network and the HMO plan has no out-of-network benefit.
Service not covered under the member's plan
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Meadow Reference Lab2026-06-25 13:12

    Patient seen for essential (primary) hypertension.

  • SystemSystem: Claims system2026-08-01 05:05

    Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.

  • AdministrativeExaminer: M. Alvarez (Claims Examiner I)2026-08-01 08:38

    Reviewed with the member's history on file. Holding for the items listed above.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-22 12:44
    Provider network: Billing provider 3840164321 is out of network and the HMO plan has no out-of-network benefit.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0262012026-04-03Unity Cardiovascular Associates$5,201.00Approved
CLM-2026-0112432026-04-08Lakeside Internal Medicine Associates$653.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO204scenario: Oon hmo

No out-of-network benefit on this plan.