Claims workbench/CLM-2026-028719
Professional claim · CMS-1500 · Provider portal

CLM-2026-028719

Desert Reference Lab, Clinical Laboratory. Service 2026-08-06 at independent laboratory (POS 81). Received 2026-08-22.

ApprovedOut of network
Billed
$74.00
1 line
Allowed
$33.30
contract rate applied
Plan pays
$0.00
approved
Member owes
$33.30
copay / deductible / 20% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-94998-09
Date of birth
1981-12-13
Identity
Verified3 records, confidence 0.97
Claim record
CLMCLM-406413
Relationship
Self, Atlanta, GA

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-4215
Coverage period
2024-05-01 to present
Deductible
$127.88 of $1,000.0013%
Out-of-pocket maximum
$865.46 of $2,000.0043%
Copays
office $40.00, specialist $40.00, emergency $250.00
Physical therapy visits
15 of 20 used

Provider

Billing and rendering

Billing provider
Desert Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5138952598
Network
Out of network
Rendering NPI
5138952598
Location
Mesa, AZ · TIN 53-1049966
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
180061Lipid panel—11$74.00$33.30$33.30$0.00Paid
Totals$74.00$33.30$33.30$0.00
Diagnoses (ICD-10-CM)
  • 1. E78.5 Hyperlipidemia, unspecifiedprincipal
  • 2. N39.0 Urinary tract infection, site not specified
Claim header
Patient account
PA-537049
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-034200 (verified, link confidence 0.97).
EligibilityPassActive on 2026-08-06: OPTIONS-PPO (PPO), effective 2024-05-01.
Timely filingPassReceived 16 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Desert Reference Lab2026-08-06 15:44

    Established patient presents with hyperlipidemia, unspecified; symptoms reviewed and vitals within expected range.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$74.00
Plan discount
$40.70
out-of-network allowance
Plan paid
$0.00
You may owe
$33.30
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-21 13:43
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.