Claims workbench/CLM-2026-028830
Institutional claim · UB-04 · EDI 837I

CLM-2026-028830

Canyon Heart Institute, Cardiology. Service 2026-09-12 at outpatient hospital (POS 22). Received 2026-09-27.

DeniedOut of network
Billed
$6,412.00
2 lines
Allowed
$2,885.40
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 10% coinsurance
Rules engine
Deny
CO204
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-75155-83
Date of birth
1955-03-02
Identity
Verified3 records, confidence 0.99
Claim record
CLMCLM-429380
Relationship
Self, Glendale, AZ

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-3982
Coverage period
2023-01-01 to present
Deductible
$436.02 of $500.0087%
Out-of-pocket maximum
$58.78 of $2,000.003%
Copays
office $40.00, specialist $50.00, emergency $350.00
Physical therapy visits
18 of 20 used

Provider

Billing and rendering

Billing provider
Canyon Heart Institute
Cardiology · taxonomy 207RC0000X
NPI
3505415729
Network
Out of network
Rendering NPI
7254496582
Location
Nashville, TN · TIN 19-4178829
Authorisation / referral
PA2026328381 / REF907780

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
193306
rev 0480
Echocardiogram, complete—11$978.00$440.10——DeniedCO204
293458
rev 0481
Cardiac catheterisation, left heart—11$5,434.00$2,445.30——DeniedCO204
Totals$6,412.00$2,885.40——
Diagnoses (ICD-10-CM)
  • 1. R07.9 Chest pain, unspecifiedprincipal
  • 2. I25.10 Atherosclerotic heart disease of native coronary artery without angina
Claim header
Patient account
PA-982602
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-045186 (verified, link confidence 0.99).
EligibilityPassActive on 2026-09-12: NAVIGATE-HMO (HMO), effective 2023-01-01.
Timely filingPassReceived 15 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassAuthorisation PA2026328381 on file for 93458.
Provider networkFailCO204Billing provider 3505415729 is out of network and the HMO plan has no out-of-network benefit.
Service not covered under the member's plan
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Canyon Heart Institute2026-09-12 13:39

    Follow-up for chest pain, unspecified. Plan discussed, medications reconciled.

  • SystemSystem: Claims system2026-09-27 06:01

    Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.

  • AdministrativeExaminer: M. Alvarez (Claims Examiner I)2026-09-27 10:51

    Called the provider office; awaiting documentation.

Attachments

Documents received with the claim

  • Prior auth letterPA2026328381_approval.pdf2 pages

    Utilisation management approval letter for 93306 (Echocardiogram, complete), valid 2026-09-12 to 2026-12-11.

  • Itemized billitemized_PA-982602.pdf9 pages

    Itemised statement totalling $6412.00 across 2 lines.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Provider network: Billing provider 3505415729 is out of network and the HMO plan has no out-of-network benefit.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO204scenario: Oon hmo

No out-of-network benefit on this plan.