Claims workbench/CLM-2026-029054
Professional claim · CMS-1500 · EDI 837P

CLM-2026-029054

Desert Reference Lab, Clinical Laboratory. Service 2026-01-30 at independent laboratory (POS 81). Received 2026-03-14.

ApprovedOut of network
Billed
$205.00
4 lines
Allowed
$92.25
contract rate applied
Plan pays
$0.00
approved
Member owes
$92.25
copay / deductible / 10% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-43207-29
Date of birth
1999-07-27
Identity
Verified2 records, confidence 1.00
Claim record
CLMCLM-421027
Relationship
Self, San Diego, CA

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-7508
Coverage period
2025-11-01 to present
Deductible
$424.53 of $1,500.0028%
Out-of-pocket maximum
$2,735.79 of $6,000.0046%
Copays
office $20.00, specialist $75.00, emergency $250.00
Physical therapy visits
11 of 20 used

Provider

Billing and rendering

Billing provider
Desert Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5138952598
Network
Out of network
Rendering NPI
5138952598
Location
Mesa, AZ · TIN 53-1049966
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
180053Comprehensive metabolic panel—11$69.00$31.05$31.05$0.00Paid
280061Lipid panel—11,2$37.00$16.65$16.65$0.00Paid
387086Urine culture—12$40.00$18.00$18.00$0.00Paid
483036Hemoglobin A1c—12$59.00$26.55$26.55$0.00Paid
Totals$205.00$92.25$92.25$0.00
Diagnoses (ICD-10-CM)
  • 1. E11.9 Type 2 diabetes mellitus without complicationsprincipal
  • 2. I10 Essential (primary) hypertension
Claim header
Patient account
PA-398484
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-004942 (verified, link confidence 1.00).
EligibilityPassActive on 2026-01-30: OPTIONS-PPO (PPO), effective 2025-11-01.
Timely filingPassReceived 43 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Desert Reference Lab2026-01-30 12:29

    Patient seen for type 2 diabetes mellitus without complications.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$205.00
Plan discount
$112.75
out-of-network allowance
Plan paid
$0.00
You may owe
$92.25
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-21 13:43
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.