Claims workbench/CLM-2026-030553
Institutional claim · UB-04 · EDI 837I

CLM-2026-030553

Meadow Heart Institute, Cardiology. Service 2026-09-11 at outpatient hospital (POS 22). Received 2026-10-16.

DeniedOut of network
Billed
$1,458.00
1 line
Allowed
$656.10
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 10% coinsurance
Rules engine
Deny
CO204
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-29563-18
Date of birth
1955-12-12
Identity
Verified2 records, confidence 0.94
Claim record
CLMCLM-418159
Relationship
Self, Houston, TX

Coverage and accumulators

Found by member ID

Plan
SELECT-EPO EPO group GRP-5247
Coverage period
2025-01-01 to present
Deductible
$980.71 of $1,500.0065%
Out-of-pocket maximum
$509.29 of $4,500.0011%
Copays
office $40.00, specialist $40.00, emergency $250.00
Physical therapy visits
15 of 20 used

Provider

Billing and rendering

Billing provider
Meadow Heart Institute
Cardiology · taxonomy 207RC0000X
NPI
1132669718
Network
Out of network
Rendering NPI
3783288897
Location
Houston, TX · TIN 84-3778444
Authorisation / referral
none / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
193306
rev 0480
Echocardiogram, complete—11$1,458.00$656.10——DeniedCO204
Totals$1,458.00$656.10——
Diagnoses (ICD-10-CM)
  • 1. I50.9 Heart failure, unspecifiedprincipal
  • 2. R07.9 Chest pain, unspecified
Claim header
Patient account
PA-172561
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-031166 (verified, link confidence 0.94).
EligibilityPassActive on 2026-09-11: SELECT-EPO (EPO), effective 2025-01-01.
Timely filingPassReceived 35 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkFailCO204Billing provider 1132669718 is out of network and the EPO plan has no out-of-network benefit.
Service not covered under the member's plan
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Meadow Heart Institute2026-09-11 14:19

    Follow-up for heart failure, unspecified. Plan discussed, medications reconciled.

  • SystemSystem: Claims system2026-10-16 04:49

    Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.

  • AdministrativeExaminer: D. Okafor (Medical Director, MD)2026-10-16 14:11

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

  • Itemized billitemized_PA-172561.pdf3 pages

    Itemised statement totalling $1458.00 across 1 line.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Provider network: Billing provider 1132669718 is out of network and the EPO plan has no out-of-network benefit.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO204scenario: Oon hmo

No out-of-network benefit on this plan.