Claims workbench/CLM-2026-030902
Institutional claim · UB-04 · EDI 837I

CLM-2026-030902

Cornerstone Reference Lab, Clinical Laboratory. Service 2026-08-24 at outpatient hospital (POS 22). Received 2026-09-15.

DeniedOut of network
Billed
$2,169.00
1 line
Allowed
$976.05
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Deny
CO204
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-82850-96
Date of birth
1955-07-06
Identity
Verified3 records, confidence 0.99
Claim record
CLMCLM-425725
Relationship
Self, Tucson, AZ

Coverage and accumulators

Found by member ID

Plan
CORE-HMO HMO group GRP-7904
Coverage period
2021-06-01 to present
Deductible
$1,270.30 of $3,500.0036%
Out-of-pocket maximum
$3,801.00 of $10,500.0036%
Copays
office $25.00, specialist $40.00, emergency $250.00
Physical therapy visits
13 of 20 used

Provider

Billing and rendering

Billing provider
Cornerstone Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5966486339
Network
Out of network
Rendering NPI
5966486339
Location
San Diego, CA · TIN 79-8835639
Authorisation / referral
PA2026765368 / REF495182

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
170553
rev 0610
MRI brain with and without contrast—11$2,169.00$976.05——DeniedCO204
Totals$2,169.00$976.05——
Diagnoses (ICD-10-CM)
  • 1. Z00.00 Encounter for general adult medical examination without abnormal findingsprincipal
Claim header
Patient account
PA-292899
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-009266 (verified, link confidence 0.99).
EligibilityPassActive on 2026-08-24: CORE-HMO (HMO), effective 2021-06-01.
Timely filingPassReceived 22 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassAuthorisation PA2026765368 on file for 70553.
Provider networkFailCO204Billing provider 5966486339 is out of network and the HMO plan has no out-of-network benefit.
Service not covered under the member's plan
Medical necessityReviewCO5070553 billed with routine diagnosis Z00.00; clinical notes must support necessity.
Not medically necessary per payer policy
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Cornerstone Reference Lab2026-08-24 13:25

    Patient seen for encounter for general adult medical examination without abnormal findings.

  • SystemSystem: Claims system2026-09-15 01:40

    Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.

Attachments

Documents received with the claim

  • Prior auth letterPA2026765368_approval.pdf2 pages

    Utilisation management approval letter for 70553 (MRI brain with and without contrast), valid 2026-08-24 to 2026-11-22.

  • Itemized billitemized_PA-292899.pdf2 pages

    Itemised statement totalling $2169.00 across 1 line.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Provider network: Billing provider 5966486339 is out of network and the HMO plan has no out-of-network benefit. Medical necessity: 70553 billed with routine diagnosis Z00.00; clinical notes must support necessity.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO204scenario: Oon hmo

No out-of-network benefit on this plan.