Claims workbench/CLM-2026-031334
Professional claim · CMS-1500 · EDI 837P

CLM-2026-031334

Cornerstone Reference Lab, Clinical Laboratory. Service 2026-08-31 at independent laboratory (POS 81). Received 2026-10-13.

ApprovedOut of network
Billed
$160.00
3 lines
Allowed
$72.00
contract rate applied
Plan pays
$0.00
approved
Member owes
$72.00
copay / deductible / 20% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-86559-68
Date of birth
2003-01-10
Identity
Verified2 records, confidence 0.99
Claim record
CLMCLM-406805
Relationship
Child, Eden Prairie, MN

Coverage and accumulators

Found by member ID

Plan
CHOICE-PLUS-PPO PPO group GRP-7054
Coverage period
2025-02-01 to present
Deductible
$225.88 of $1,000.0023%
Out-of-pocket maximum
$803.38 of $3,000.0027%
Copays
office $20.00, specialist $60.00, emergency $150.00
Physical therapy visits
6 of 20 used

Provider

Billing and rendering

Billing provider
Cornerstone Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5966486339
Network
Out of network
Rendering NPI
5966486339
Location
San Diego, CA · TIN 79-8835639
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
185025Complete blood count with differential—11$37.00$16.65$16.65$0.00Paid
280061Lipid panel—12$76.00$34.20$34.20$0.00Paid
387086Urine culture—12$47.00$21.15$21.15$0.00Paid
Totals$160.00$72.00$72.00$0.00
Diagnoses (ICD-10-CM)
  • 1. N39.0 Urinary tract infection, site not specifiedprincipal
  • 2. E78.5 Hyperlipidemia, unspecified
Claim header
Patient account
PA-576583
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-044212 (verified, link confidence 0.99).
EligibilityPassActive on 2026-08-31: - (PPO), effective 2025-02-01.
Timely filingPassReceived 43 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Cornerstone Reference Lab2026-08-31 09:19

    Follow-up for urinary tract infection, site not specified. Plan discussed, medications reconciled.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$160.00
Plan discount
$88.00
out-of-network allowance
Plan paid
$0.00
You may owe
$72.00
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-21 13:43
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0324542026-09-13Canyon Regional Medical Center$1,282.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.