Claims workbench/CLM-2026-031733
Professional claim · CMS-1500 · Provider portal

CLM-2026-031733

Harbor Clinical Laboratories, Clinical Laboratory. Service 2026-06-03 at independent laboratory (POS 81). Received 2026-06-25.

ApprovedOut of network
Billed
$77.00
2 lines
Allowed
$34.65
contract rate applied
Plan pays
$0.00
approved
Member owes
$34.65
copay / deductible / 30% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-30744-33
Date of birth
1961-06-03
Identity
Verified2 records, confidence 1.00
Claim record
CLMCLM-429609
Relationship
Child, San Antonio, TX

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-5794
Coverage period
2022-02-01 to present
Deductible
$3,144.15 of $3,500.0090%
Out-of-pocket maximum
$1,075.92 of $10,500.0010%
Copays
office $20.00, specialist $50.00, emergency $150.00
Physical therapy visits
14 of 20 used

Provider

Billing and rendering

Billing provider
Harbor Clinical Laboratories
Clinical Laboratory · taxonomy 291U00000X
NPI
2122435433
Network
Out of network
Rendering NPI
2122435433
Location
Los Angeles, CA · TIN 12-4722693
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$41.00$18.45$18.45$0.00Paid
285025Complete blood count with differential—11,2$36.00$16.20$16.20$0.00Paid
Totals$77.00$34.65$34.65$0.00
Diagnoses (ICD-10-CM)
  • 1. I10 Essential (primary) hypertensionprincipal
  • 2. E78.5 Hyperlipidemia, unspecified
Claim header
Patient account
PA-124117
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-036167 (verified, link confidence 1.00).
EligibilityPassActive on 2026-06-03: OPTIONS-PPO (PPO), effective 2022-02-01.
Timely filingPassReceived 22 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Harbor Clinical Laboratories2026-06-03 17:25

    Established patient presents with essential (primary) hypertension; symptoms reviewed and vitals within expected range.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$77.00
Plan discount
$42.35
out-of-network allowance
Plan paid
$0.00
You may owe
$34.65
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-22 12:44
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.