Claims workbench/CLM-2026-031738
Professional claim · CMS-1500 · EDI 837P

CLM-2026-031738

Cornerstone Reference Lab, Clinical Laboratory. Service 2026-05-10 at independent laboratory (POS 81). Received 2026-06-24.

DeniedOut of network
Billed
$54.00
1 line
Allowed
$24.30
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-82369-83
Date of birth
1946-11-11
Identity
Verified4 records, confidence 0.99
Claim record
CLMCLM-426766
Relationship
Self, Phoenix, AZ

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-2077
Coverage period
2024-05-01 to 2026-02-24
Deductible
$136.67 of $500.0027%
Out-of-pocket maximum
$29.23 of $1,000.003%
Copays
office $25.00, specialist $50.00, emergency $350.00
Physical therapy visits
21 of 20 used

Provider

Billing and rendering

Billing provider
Cornerstone Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5966486339
Network
Out of network
Rendering NPI
5966486339
Location
San Diego, CA · TIN 79-8835639
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
180053Comprehensive metabolic panel—11$54.00$24.30——DeniedCO27
Totals$54.00$24.30——
Diagnoses (ICD-10-CM)
  • 1. I10 Essential (primary) hypertensionprincipal
Claim header
Patient account
PA-846747
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-035448 (verified, link confidence 0.99).
EligibilityFailCO27Date of service 2026-05-10 is after coverage terminated on 2026-02-24.
Expenses incurred after coverage terminated
Timely filingPassReceived 45 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Cornerstone Reference Lab2026-05-10 18:19

    Established patient presents with essential (primary) hypertension; symptoms reviewed and vitals within expected range.

  • SystemSystem: Claims system2026-06-24 02:53

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-22 12:44
    Eligibility: Date of service 2026-05-10 is after coverage terminated on 2026-02-24. Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0257132026-05-07Sunrise Cardiovascular Associates$312.00Denied
CLM-2026-0191692026-06-03Cornerstone Internal Medicine Associates$184.00Denied

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.