Claims workbench/CLM-2026-032391
Institutional claim · UB-04 · EDI 837I

CLM-2026-032391

Sunrise Cardiovascular Associates, Cardiology. Service 2026-01-24 at outpatient hospital (POS 22). Received 2026-02-19.

ApprovedOut of network
Billed
$515.00
1 line
Allowed
$231.75
contract rate applied
Plan pays
$0.00
approved
Member owes
$231.75
copay / deductible / 30% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-66475-43
Date of birth
1936-06-06
Identity
Verified2 records, confidence 0.96
Claim record
CLMCLM-409324
Relationship
Self, Plano, TX

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-2387
Coverage period
2024-11-01 to present
Deductible
$1,527.28 of $3,500.0044%
Out-of-pocket maximum
$2,385.19 of $7,000.0034%
Copays
office $30.00, specialist $50.00, emergency $150.00
Physical therapy visits
6 of 20 used

Provider

Billing and rendering

Billing provider
Sunrise Cardiovascular Associates
Cardiology · taxonomy 207RC0000X
NPI
9679150778
Network
Out of network
Rendering NPI
7065620271
Location
Phoenix, AZ · TIN 56-6230971
Authorisation / referral
none / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
193015Cardiovascular stress test—11$515.00$231.75$231.75$0.00Paid
Totals$515.00$231.75$231.75$0.00
Diagnoses (ICD-10-CM)
  • 1. I50.9 Heart failure, unspecifiedprincipal
Claim header
Patient account
PA-844990
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-014407 (verified, link confidence 0.96).
EligibilityPassActive on 2026-01-24: OPTIONS-PPO (PPO), effective 2024-11-01.
Timely filingPassReceived 26 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Sunrise Cardiovascular Associates2026-01-24 15:54

    Established patient presents with heart failure, unspecified; symptoms reviewed and vitals within expected range. Authorisation was obtained by phone from the plan on the day before service; reference number recorded on the face sheet.

  • SystemSystem: Claims system2026-02-19 01:15

    Authorisation number on the claim does not match the UM system format. Provider states it was issued by phone.

  • AdministrativeExaminer: R. Patel (Claims Examiner II)2026-02-19 10:15

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

  • Prior auth letterface_sheet_PA-844990.pdf1 page

    Provider face sheet with a handwritten authorisation reference; no plan letterhead.

  • Itemized billitemized_PA-844990.pdf2 pages

    Itemised statement totalling $515.00 across 1 line.

Explanation of benefits

What the member will see

Amount billed
$515.00
Plan discount
$283.25
out-of-network allowance
Plan paid
$0.00
You may owe
$231.75
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-21 13:43
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

No other claims.

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

PendedCO197scenario: Auth unverifiable

Authorisation must be confirmed with UM before payment.