Claims workbench/CLM-2026-032776
Professional claim · CMS-1500 · EDI 837P

CLM-2026-032776

Cornerstone Reference Lab, Clinical Laboratory. Service 2025-12-30 at independent laboratory (POS 81). Received 2026-01-27.

ApprovedOut of network
Billed
$131.00
2 lines
Allowed
$58.95
contract rate applied
Plan pays
$0.00
approved
Member owes
$58.95
copay / deductible / 30% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-87376-84
Date of birth
1964-11-24
Identity
Verified5 records, confidence 0.99
Claim record
CLMCLM-407358
Relationship
Spouse, Los Angeles, CA

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-4709
Coverage period
2024-12-01 to present
Deductible
$378.43 of $3,500.0011%
Out-of-pocket maximum
$1,583.73 of $10,500.0015%
Copays
office $25.00, specialist $75.00, emergency $250.00
Physical therapy visits
9 of 20 used

Provider

Billing and rendering

Billing provider
Cornerstone Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
5966486339
Network
Out of network
Rendering NPI
5966486339
Location
San Diego, CA · TIN 79-8835639
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
180061Lipid panel—11$59.00$26.55$26.55$0.00Paid
280053Comprehensive metabolic panel—11$72.00$32.40$32.40$0.00Paid
Totals$131.00$58.95$58.95$0.00
Diagnoses (ICD-10-CM)
  • 1. E11.9 Type 2 diabetes mellitus without complicationsprincipal
Claim header
Patient account
PA-401128
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-005406 (verified, link confidence 0.99).
EligibilityPassActive on 2025-12-30: OPTIONS-PPO (PPO), effective 2024-12-01.
Timely filingPassReceived 28 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Cornerstone Reference Lab2025-12-30 14:01

    Follow-up for type 2 diabetes mellitus without complications. Plan discussed, medications reconciled.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$131.00
Plan discount
$72.05
out-of-network allowance
Plan paid
$0.00
You may owe
$58.95
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-22 12:44
    Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0156042026-08-04Summit Clinical Laboratories$49.00Approved
CLM-2026-0242982025-12-07Valley Clinical Laboratories$65.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.