Claims workbench/CLM-2026-033739
Professional claim · CMS-1500 · EDI 837P

CLM-2026-033739

Cornerstone Reference Lab, Clinical Laboratory. Service 2026-09-13 at independent laboratory (POS 81). Received 2026-09-18.

Denied
Billed
$126.00
2 lines
Allowed
$78.12
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 10% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-23081-51
Date of birth
1957-12-15
Identity
Verified5 records, confidence 0.99
Claim record
CLMCLM-405614
Relationship
Self, Mesa, AZ

Coverage and accumulators

Found by member ID

Plan
OPTIONS-PPO PPO group GRP-1451
Coverage period
2024-02-01 to 2026-07-17
Deductible
$966.43 of $1,500.0064%
Out-of-pocket maximum
$2,005.74 of $4,500.0045%
Copays
office $30.00, specialist $75.00, emergency $150.00
Physical therapy visits
9 of 20 used

Provider

Billing and rendering

Billing provider
Cornerstone Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
4740334576
Network
In network
Rendering NPI
4740334576
Location
Mesa, AZ · TIN 57-0560500
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
185025Complete blood count with differential—11$51.00$31.62——DeniedCO27
280061Lipid panel—11,2$75.00$46.50——DeniedCO27
Totals$126.00$78.12——
Diagnoses (ICD-10-CM)
  • 1. E11.9 Type 2 diabetes mellitus without complicationsprincipal
  • 2. E78.5 Hyperlipidemia, unspecified
Claim header
Patient account
PA-643444
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-020197 (verified, link confidence 0.99).
EligibilityFailCO27Date of service 2026-09-13 is after coverage terminated on 2026-07-17.
Expenses incurred after coverage terminated
Timely filingPassReceived 5 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Cornerstone Reference Lab (4740334576).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Cornerstone Reference Lab2026-09-13 11:03

    Follow-up for type 2 diabetes mellitus without complications. Plan discussed, medications reconciled.

  • SystemSystem: Claims system2026-09-18 00:24

  • AdministrativeExaminer: R. Patel (Claims Examiner II)2026-09-18 17:42

    Member services inquiry logged on this claim; member asked about the status of payment.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-22 12:44
    Eligibility: Date of service 2026-09-13 is after coverage terminated on 2026-07-17.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0196482026-03-11Desert Imaging Center$2,259.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.