Claims workbench/CLM-2026-034036

Institutional claim · UB-04 · EDI 837I

CLM-2026-034036

Harbor Medical Group, Internal Medicine. Service 2026-04-22 to 2026-04-23 at inpatient hospital (POS 21). Received 2026-08-29.

DeniedOut of network

Billed

$219.00

1 line

Allowed

$98.55

if approved

Plan pays

—

Denied

Member owes

—

copay / deductible / 10% coinsurance

Rules engine

Deny

CO29, CO204

Decided by

Claims rules engine

2026-10-21 13:43

Member

Resolved through the identity graph

Member: Andrea Whhite
Member ID: UHC-79988-26
Date of birth: 1951-07-05
Identity: Verified2 records, confidence 0.99
Claim record: CLMCLM-423761
Relationship: Child, Orlando, FL

Coverage and accumulators

Found by member ID

Plan: NAVIGATE-HMO HMO group GRP-6543
Coverage period: 2022-04-01 to present
Deductible: $78.85 of $500.0016%
Out-of-pocket maximum: $480.05 of $1,000.0048%
Copays: office $20.00, specialist $60.00, emergency $150.00
Physical therapy visits: 6 of 20 used

Provider

Billing and rendering

Billing provider: Harbor Medical Group
Internal Medicine · taxonomy 207R00000X
NPI: 9527891607
Network: Out of network
Rendering NPI: 9059967627
Location: Charlotte, NC · TIN 28-8078153
Authorisation / referral: none / REF804990

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

Line	Code	Description	Mod.	Units	Dx	Billed	Allowed	Member	Plan	Line status
1	99232 rev 0110	Subsequent hospital care	—	1	1	$219.00	$98.55	—	—	DeniedCO29
Totals						$219.00	$98.55	—	—

Diagnoses (ICD-10-CM)

1. I48.91 Unspecified atrial fibrillationprincipal
2. J44.9 COPD, unspecified

Claim header

Patient account: PA-916276
Frequency code: 1 (original)
Accident: No
DRG: —
Admit / discharge: 2026-04-22 to 2026-04-25
Landed: 2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

Check	Result	Code	Detail
Member identity	Pass		Attached to MBR-036394 (verified, link confidence 0.99).
Eligibility	Pass		Active on 2026-04-22: NAVIGATE-HMO (HMO), effective 2022-04-01.
Timely filing	Fail	CO29	Received 128 days after the last date of service (limit 90). Time limit for filing has expired
Duplicate check	Pass		No matching prior claim in the duplicate window.
Prior authorisation	Pass		No line requires precertification.
Provider network	Fail	CO204	Billing provider 9527891607 is out of network and the HMO plan has no out-of-network benefit. Service not covered under the member's plan
Medical necessity	Pass		Diagnosis supports the procedures billed.
Bundling (NCCI)	Pass		No bundling conflicts.
Benefit limits	Pass		No limited benefit on this claim.
Completeness	Pass		Required documentation present.
High-dollar review	Pass		Within the auto-adjudication ceiling.

Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

ClinicalProvider: Harbor Medical Group2026-04-23 18:30
Established patient presents with unspecified atrial fibrillation; symptoms reviewed and vitals within expected range.
SystemSystem: Claims system2026-08-29 01:23
Received more than 90 days after the last date of service. Check for a timely-filing waiver before finalising.
AdministrativeExaminer: R. Patel (Claims Examiner II)2026-08-29 15:33
Reviewed with the member's history on file. Holding for the items listed above.

Attachments

Documents received with the claim

Itemized billitemized_PA-916276.pdf2 pages
Itemised statement totalling $219.00 across 1 line.

Claim history

Every event on this claim, sealed in the audit chain

Rules engineDenied2026-10-21 13:43
Timely filing: Received 128 days after the last date of service (limit 90). Provider network: Billing provider 9527891607 is out of network and the HMO plan has no out-of-network benefit.

Other claims for this member

Same resolved identity

Claim	Service	Provider	Billed	Status
CLM-2026-023389	2026-05-23	Evergreen Medical Group	$342.00	Denied

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome

Approve and pay as pricedAllowed amount, member responsibility and plan payment are applied to every line.DenyNo payment. Reason codes go on the remittance advice and the member's explanation of benefits.Pend for informationHold the claim; a development letter or confirmation is needed before it can be finalised.Refer to special investigationsRoute to the SIU for a fraud, waste and abuse review. No payment until cleared.

Examiner rationale *

At least 8 characters (0/8)

ExaminerR. Patel (Claims Examiner II)

Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO29scenario: Late filing

Received after the timely-filing limit.

Review queue Member identity